We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
CSA 12 month payment scheduling ending - what's next?
Looter
Posts: 131 Forumite
I pay csa through a doe and the 12 month payment schedule will be ending soon. I was wondering what will happen next, will the schedule automatically renew or is their another assessment?
0
Comments
-
This is a bone of contention with the CSA, and your employer will be advised by them...
In reality, nothing will change, the order will continue and the money will continue to be deducted by the DEO for the CSA.
In reality, it is a legal agreement, and has an end date on the paperwork, and as the paperwork for the DEO is included in the schedule it is an effective end date and any money deducted afterwards is unlawful, BUT you will still owe the money due.
Is it worth arguing with the CSA over...? That depends. I did do this, and it got me nowhere. My argument was slightly different as i hard seriously overpaid, and they still kept deducting and taking way to much after raising complaints etc...
I ended up going to court and seeking an injunction against the CSA and my Employer for the unlawful deductions, i got it, kept it for about 14 months, and then the money owed to me was covered by what i should of paid...
The simplest way to deal with this, is to think that the money is due to your child, and unless you have arrears it is a really simple way of paying, although not the greatest when it comes to your state of mind as it feels forced...!!!
Do you have arrears owing...? Are you happy to keep paying though the DEO...? And have your circumstances changed...?
If the answer is yes to any of these then let it be and think about it in a year or so... If the answer is No, then it may be worth contacting the CSA and reminding them that the schedule has ended, with no change of circumstances, and that any money now taken by the DEO is in fact unlawful and that you would appreciate them forwarding there bank details so you can set up a standing order regarding the future payment schedule.
DEO's are supposed to be used when people are evasive, owe money etc. But are very overused and are certainly an abused part of the CSA.
Do everything in writing, and send recorded delivery, and i hope this answers what you wanted to know...
0 -
if its coming towards the end of ure sch the agency should contact you to negotiage your payments for the next 12 months. in order to make sure ure sch carries on and to avoid your account falling into arrears you could call them before they call you to make sure the new sch is set up.Comp Wins 2011 : Cant wait to start listing everything:j:j:j0
-
The whole point is, that with the DEO attached, it WILL continue regardless of it being correct or not...! They will instruct your employer to continue deducting regardless... And this is ILLEGAL...!0
-
i!!!!!!!!!!! wrote: »if its coming towards the end of ure sch the agency should contact you to negotiage your payments for the next 12 months. in order to make sure ure sch carries on and to avoid your account falling into arrears you could call them before they call you to make sure the new sch is set up.
If they pay what the schedule suggests then they cannot be in arrears, nowt to negotiate.0 -
If they pay what the schedule suggests then they cannot be in arrears, nowt to negotiate.
A schedule is a 12-month advance list of payments which should be made (or, in the case of a DEO, collected). It may include a weekly or monthly amount towards a certain amount of arrears.
If the arrears are £30000 and the monthly amount collected towards arrears has been £100, that will still leave £28800 arrears, despite (or because of) the parent having paid what was on the schedule.
The only way in which paying what was on the 12-month schedule could mean no arrears left would be that the schedule included all the arrears to be collected, and collected them within 12 months. For someone owing £30000 that would mean collecting £2500 a month PLUS whatever was owed for current maintenance that month.
HTH
F0 -
A schedule is a 12-month advance list of payments which should be made (or, in the case of a DEO, collected). It may include a weekly or monthly amount towards a certain amount of arrears.
If the arrears are £30000 and the monthly amount collected towards arrears has been £100, that will still leave £28800 arrears, despite (or because of) the parent having paid what was on the schedule.
The only way in which paying what was on the 12-month schedule could mean no arrears left would be that the schedule included all the arrears to be collected, and collected them within 12 months. For someone owing £30000 that would mean collecting £2500 a month PLUS whatever was owed for current maintenance that month.
HTH
F
Just to add for the pedantic, when I wrote arrears I meant further arrears.
eg if the schedule suggested paying £400 per month and the NRP paid the £400 then they are still on schedule with the payments, my 1st two schedules included arrears of which ceased part way through the 12 months, the schedule had shown this with the adjusted contributions and date :cool:
PS the most recent schedule will override the previous schedule.0 -
But NOT the DEO if that is set with the employer, the chances of them sending a new one are slim...!0
-
But NOT the DEO if that is set with the employer, the chances of them sending a new one are slim...!
In my own experience the revised DEOs were sent, but errors were most often down to payroll departments not understanding what they should do, a quick phone call solves this but as the majority of new schedules run automatically there's not usually anything to instigate the phone call.0 -
PreludeForTimeFeelers wrote: »In my own experience the revised DEOs were sent, but errors were most often down to payroll departments not understanding what they should do, a quick phone call solves this but as the majority of new schedules run automatically there's not usually anything to instigate the phone call.
I understand the "normal procedure" would be for this to happen. But in my case i asked on 6 separate occasions for a new DEO as my assessment was changed, and i was told it was not necessary every occasion, and the CSA owed me money..
The end result was an injunction and an admission by the CSA barrister that it is not normal for a new DEO to be issued with a new schedule.
Also, they admitted that a DEO issued with a schedule of payment which is for a period of 12 months is in fact a legal document that has an end date. Yet the CSA will instruct the employer to illegally remove the money from your wages.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 352.2K Banking & Borrowing
- 253.6K Reduce Debt & Boost Income
- 454.3K Spending & Discounts
- 245.2K Work, Benefits & Business
- 600.9K Mortgages, Homes & Bills
- 177.5K Life & Family
- 259.1K Travel & Transport
- 1.5M Hobbies & Leisure
- 16K Discuss & Feedback
- 37.7K Read-Only Boards