Totally fed up !!!!!!!!!!!

cottonhead

I have no money and its my fault for managing it so badly but today my card was declined in the corner shop and I am so angry with myself. I thought I had a few pounds left but turns out something I bought a few days back hadnt cleared yet when I calculated my balance and by the time I got to the shop it had been taken and left me standing there with no money.

I didnt even feel that embarassed as I am used to having no money and putting a front on but today I have just had enough of being poor !

So I guess its just a rant really but want to feel I am not the only one in this situation !

Barbeduk

At least you know that on here you are not the only one, perhaps now's the time to turn it around? I'm sure someone will be along with the link for the SOA if you fancy filling one out, it's a real eye opener.

Good luck!

McKneff

Start your money saving here.

Does your corner shop charge you for using the card, ours does, £1.50 so stop doing that for a start.

Post up an SOA and we will help you further.

camuk81

Cotton, At least you knew the money was coming back instead of praying it would go through! Unfortunately they are great at taking money but take ages to give it back

MFWannabe

I'm a little confused as on an earlier thread today you were asking questions about overpaying your mortgage by £600 per month or saving this amount each month?
It's no good doing this if you are leaving yourself no money for essentials

cottonhead

Thanks all. Yes I am in debt at the moment with payday loans, overdraft etc.
In the future once those are gone I will be in the fortunate position to overpay the mortgage and I guess it makes me feel hope , exploring the issues of what is possible in future. Right now though it feels rubbish and that those plans might not come true.!