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Best way to check credit rating?
Jo3y83
Posts: 133 Forumite
Hi there :wave:
I was wondering the best way to check my credit rating...I have used Experian before but I am unsure if there is another company I can use that won't charge too much or one that I won't get tied into?
Thank you.
I was wondering the best way to check my credit rating...I have used Experian before but I am unsure if there is another company I can use that won't charge too much or one that I won't get tied into?
Thank you.
0
Comments
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There are three consumer credit reference agencies in the UK: Experian, Equifax and Callcredit. All three hold credit reports for you and these usually differ as some lenders only share data with one or two agencies.
You can order a statutory £2 one-off credit report from all three agencies' websites or they have other services, such as regular subscriptions, available with additional benefits that may come with free trials etc.
James Jones“Official Company Representative
I am an official company representative of Experian. MSE has given permission for me to post in response to queries about the company, so that I can help solve issues. You can see my name on the companies with permission to post list. I am not allowed to tout for business at all. If you believe I am please report it to forumteam@moneysavingexpert.com This does NOT imply any form of approval of my company or its products by MSE"
Posts by James Jones, Neil Stone, Stuart Storey & Joe Standen0 -
I use noddle (callcredit), as its free for life. I'm not saying its the bee all and end all, but it gives you a good ideaOne man's folly is another man's wife. Helen Roland (1876 - 1950)0
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Hi, I use noddle and as the above poster says, it isn't amazingly detailed but it gives you a rough idea and its totally free. I also sign up to experian when I can get it for 30 days free, and just cancel it before I get charged.£21k of debt left to go and got until 2014 to clear it! :eek:CC: £14,000Loan: £1,100Loan: £6,1000
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