Tuesday 22nd May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Morning all!! So it's Tuesday, another day another dollar (although I'm not sure I even earn that much :rotfl: )

Hope everyone is well. Todays plan:

* All meals from stores
* Put airer outside as the sun is finally here!
* Check banks
* Hunt for cheapest petrol on way to work (convinced there is a 4p difference :eek:)
* Must clean up
* Dad is coming to cut the grass today (I don't own a mower), all he'll require is coffee and praise (much cheaper than a gardener!)
* Start the eternal hunt for affordable present for OH's birthday (the only thing he can think that he wants is £200!)

Have a good one all

S x

bt1

Morning sunshine!

My BF is the same - I'm probably going to have a limit of £50 and can't think of anything! (it's not til July but need to start thinking about it soon!

Yesterday was good, managed a NSD

List for today:
- check banks- all ok, I transferred money from an old betfair account and that has cleared today.
- check cc's. All ok
- lunch - work lunch and it's going to be expensive I reckon!
- 2l of water
- lots of fruit
- study for 2 hours tonight!
- early night! I'm so tired!!!

Karb

Morning everyone. Thanks sunshine for starting us off

Well my home made curry was fantastic last night, but the whole house stinks of curry when you first walk in :rotfl:I'll be having the leftovers with a jacket potato tonight.

Working from home today, as I've got loads of notes from yesterdayu's meetings. One of my colleagues in another department is leaving, and I've agreed to oversee their workload until their replacement arrives. I'm hoping that, if I make a god impression, the replacement will be me. So, had a handover meeting yesterday and got a whole heap of stuff from him that I need to get formalised.

I'll never concentrate on it if I'm in the office. Mind, looking at the sunshine, I probably won't concentrate at home either.

Checked online banking, the tv licence dd has gone out but that was expected, and my stepmother's cheque has cleared :j

Dinner will be salad, as the lettuce is starting to wilt, so want to get it used up quickly. Used the water from the kettle when I made my coffee this morning to hard boil some eggs to save boiling it twice. Tea is leftover curry as mentioned earlier.

It wont be a NSD, as I need to buy a couple of birthday cards - one for my niece and one for a friend, but I'll go to the discount shop so should be less than £1.

Then I need to make a couple of phone calls, as I need to check up on some paperwork with the solicitor, and want to book a campsite for a weekend away in July with the boys, but I can use the work phone for that

Have a great day everyone

determined_new_ms

Morning! Thanks for starting us off sunshine! Wow a bf with expensive tastes!!! Good luck...

Things for today:
* check banking
* all meals from stores
* check onepoll
* clean car in lunch break
* open a new isa for this year

god my lists are lame at the moment!!!! That's all I can think of...

Have a lovey day y'all x

Yargo1

morning all. a lsd today as i am meeting one of the bridesmaids at lunchtime to arrange getting her dress shortened. 4 weeks tomorrow till i get married! So excited!!

so will have to get a sarnie while im out.

will check banking and try to be sure ill have some money left as its my hen weekend in birmingham this weekend. having one this weekend with 3 main bridesmaids and then another in two weeks in town with others.

Have a good day all, x

ziggy2407

Good Morning All

Hi to all the regulars and welcome to all the newbies.

Sunshine - Thanks for starting us off
Karb - thats an impressive list

Cant believe how many weddings we have on the thread over the next few weeks, hope all of your plans go smoothly girlies

Still fed up today but hoping the sun will help my mood improve, here goes

Check Banks - Done (v tight again)
Check swapits - Done
Bake Buns for DS - Done
Bake banana cake (with bananas was given) -Done
Work (11.30-1.30) - Done
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Update food tracker (35.5lb off) - in progress
Meals from stores - Done
Email friends/ex-colleagues about items for sale -
Washing - Done & all line dried
Ironing -

Have a great day everyone, love you all.

C xx

magni

Morning:D

Today's list is

- check banks
- washing on line
- dinner from stores
- work overtime shift
- NSD as at work

Have a great day xx

Wannabe01

Good morning everyone, It is a lovely sunny day here today.

My plans for today:
[STRIKE]Surveys and One poll [/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
:)Collect up washing – do full loads and hang outside Work in Progress
:)All meals from stores – [STRIKE]sandwiches for lunch.[/STRIKE] Dinner will be salad and baked potato
:)Take dd for a walk and collect ds from school
:)Check for freebies
:)Clean the living room, kitchen and bathroom
[STRIKE]Remember to watch program on channel 4 at lunchtime[/STRIKE]
:)Look into bulk buying Work in Progress - Sent a couple of email enquiries, just awaiting replies.
:)Wedding related tasks
:)Some more work on study plans and do some course work
:)Tackle some of the ironing pile
:)Make a to do list for tomorrow
:)Have a NSD
:)Plant some of the veg seeds and try and persuade OH to put up the greenhouse

I think that is everything for today, Hope everyone has a good Tuesday.

Pernicious

Hi everyone,

Thanks for starting us off again Sunshine.
Karb - Good luck with the extra workstuffs, will keep my fingers crossed for you

Really trying to get back into the habit of posting on here as I have started to lose the DFW ways! So here is my stab at day 2!

• Food from stores
• Leftovers for lunch
• Make use of free water at work
• Log calories using free app
• Charge phone at work
• Check for surveys
• Enter comps
• Check online banking
• Heating is off
• Work on wedding related tasks
• Dinner from meal plan
• Might nip to Mr T's if there's time to buy a few staples we're either out of or running low on - must check out reduced section
• Pop to my Mum's straight after work to save on petrol
• Resist urge to buy cookbook - I'm sure I can find the receipes on the internet!
• Ask if my second workplace need cover on Sat or if they're sorted

Have a great MSE day everyone x

ziggy2407

ziggy2407 wrote: »

Good Morning All

Hi to all the regulars and welcome to all the newbies.

Sunshine - Thanks for starting us off
Karb - thats an impressive list

Cant believe how many weddings we have on the thread over the next few weeks, hope all of your plans go smoothly girlies

Still fed up today but hoping the sun will help my mood improve, here goes

Check Banks - Done (v tight again)
Check swapits - Done
Bake Buns for DS - Done
Bake banana cake (with bananas was given) -Done
Work (11.30-1.30) - Done
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Update food tracker (35.5lb off) - in progress
Meals from stores - Done
Email friends/ex-colleagues about items for sale -
Washing - Done & all line dried
Ironing -

Have a great day everyone, love you all.

C xx

Very productive day so have decided to give myself the evening off and do the ironing tomorrow. Will just chill and watch Holby.

Hope everyone has had a great day, it's very quiet on here today.

Barbeduk

Hi all, another late check in so this is what I've done today:

• NSD :j
• Low petrol day
• Set up new business account and got 18 months free banking, will save around £30 a month.:money:
• Packed lunches all round.
• Found a £1 coin.:)
• Dinner will be risotto with left over chicken and left over bacon.
• Checked accounts.

Ooh, and I forgot this one (don't get too excited!). Our boiler has not worked properly since before Xmas (now saving for a new one). Needed to see if I could get any hot water first thing this morning and REMEMBERED to put a bucket in the sink to use 'wasted' water for flushing the loo! Sometimes it's the small things that give the greatest sense of achievement.:rotfl: