Really need help!

dee9

Hi all,

Been suffering with payday loans for the past years or so and now its getting too much, I really feel sick and worried. Anyway i have loans with wonga, speedy cash, payday express, 1month loan and the cheque centre! They all amount to around 2k and i only get paid 950 a month so as you can imagine im in real trouble. My credit rating is very poor and my own bank will not give me a loan to consolidate my debt, I have passed my number onto scottish trust deed and they are going to call me back tomorrow but im just looking too see if anyone has had dealings with them. Is it a scam or will they really try and help me?

I feel so sick with worry!:(:(:(

sistafromanothermista

dee9 wrote: »

Hi all,

Been suffering with payday loans for the past years or so and now its getting too much, I really feel sick and worried. Anyway i have loans with wonga, speedy cash, payday express, 1month loan and the cheque centre! They all amount to around 2k and i only get paid 950 a month so as you can imagine im in real trouble. My credit rating is very poor and my own bank will not give me a loan to consolidate my debt, I have passed my number onto scottish trust deed and they are going to call me back tomorrow but im just looking too see if anyone has had dealings with them. Is it a scam or will they really try and help me?

I feel so sick with worry!:(:(:(

I'm sure a few people out there know how you feel (me included) Well done though for trying to break this horrible vicious circle. I'm afraid i can't help with the answer to the scottish trust but for free advice maybe contact citizens advice service?
Good luck to you we're all here to help if we can even if it's just a shoulder you need.
Chin up.

Growurown

Hi Dee, haven't had any experience with scottish trust deed. If they ask you to pay for their service then don't use them. There are free alternatives such as payplan and CCCS. You do have to address this problem because you are in the PDL downward spiral and it will only get worse if you don't.

Please, please try not to worry. There is an answer to all debt problems and there is a way out of this and it will be fine.

dee9

sistafromanothermista wrote: »

I'm sure a few people out there know how you feel (me included) Well done though for trying to break this horrible vicious circle. I'm afraid i can't help with the answer to the scottish trust but for free advice maybe contact citizens advice service?
Good luck to you we're all here to help if we can even if it's just a shoulder you need.
Chin up.

Thanks very much. I just need something sorted as the payments will be coming out on thursday 31st this month! I just feel very down!:(

sistafromanothermista

dee9 wrote: »

Thanks very much. I just need something sorted as the payments will be coming out on thursday 31st this month! I just feel very down!:(

Is there any way of you raising any £ before then? selling things on ebay or music magpie?

dee9

Im doing a car boot sale hopefully this sunday! Fingers crossed!

sistafromanothermista

dee9 wrote: »

Im doing a car boot sale hopefully this sunday! Fingers crossed!

Fingers crossed then!! Maybe look as well (Like i'm doing with my fasting of no red bull ) at what you spend daily. Even if it's a can of coke a day, you'd be surprised how much it adds up to!