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How Much Do Credit Checks Actually Affect Your Score?

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Comments

  • Dave_Ham
    Dave_Ham Posts: 6,045 Forumite
    Tenth Anniversary Combo Breaker
    As the chaps say, it is all relative and not important in the scheme of things.

    You should not be worrying about an internet provider credit search, Virgin, Sky etc. - honestly

    So long as when you apply you get the dates correct on your application of where you lived and when then you will be fine.

    Unless you are thinking of applying for 3 loans and 5 credit cards next week that is.

    You can also probably still transfer your existing mortgage application details (and maybe rate) depending upon how far you got and another credit score may not be necessary if you apply in next x months.

    Good luck, try not to stress over this...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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