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Am I screwed?

I am 35 currently in an IVA so I have no pension and no savings.

When my IVA ends in 5 years I will be 40 and still have no pension and no savings.

What does anyone suggest I do when I get to the end of the IVA should I set up a pension or saving scheme or both?

I am also in a job (newspaper industry, printing) that does not have a future.

Anyone got any suggestions?

Comments

  • kidmugsy
    kidmugsy Posts: 12,709 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    Train for a job that does have a future. Night classes?
    Free the dunston one next time too.
  • atush
    atush Posts: 18,731 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Lower outgoings oand or increase income. Train for a better job if possible.

    Otherwise, as soon as your IVA is finished get savng with a vengeance. Are you married? Homeowner?
  • jamesd
    jamesd Posts: 26,103 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    That's an earlier start than mine was so definitely no need to give up. :)
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