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Monday 21st May - What small DFW things will you do today??!

Sunshine22_2
Posts: 169 Forumite

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
Good morning all!
I hope everyone is well this morning. Well back to work for me:
* Check banks
* Lunch and Dinner from stores
* Quick shop at Mr T's after work, list made and ready to go!
* Drink lots of water from work (free and good for me!)
* Washing in the machine so will be hung up before I leave for work
* Quick hoover round this evening, didn't the neighbours would be too impressed if I started at 5am!
Think that's my lot really, hope you all have a good day!
S x
But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.
Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.
So be proud of those small steps, they really are important!
Good morning all!
I hope everyone is well this morning. Well back to work for me:
* Check banks
* Lunch and Dinner from stores
* Quick shop at Mr T's after work, list made and ready to go!
* Drink lots of water from work (free and good for me!)
* Washing in the machine so will be hung up before I leave for work
* Quick hoover round this evening, didn't the neighbours would be too impressed if I started at 5am!
Think that's my lot really, hope you all have a good day!
S x
I have enough money for the rest of my life... as long as I never have to pay for anything again!
Debt at LBM (2011) £7750. DFD 01/01/2013
Debt at LBM (2011) £7750. DFD 01/01/2013
0
Comments
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Morning!
I've been revising all weekend and I feel like my brain is fried!!
List for today-
- check bank
- check cc's
- no more PADing as I only have £11 left until payday and got a work lunch tomorrow :-/
- sort out budget for June (how is it june already?!)
- lunch from home- also got loads of fruit and heathy things!
- 2l of water
- 2 hours of studying tonight.. I need to finish this module this week so I can move onto the other one
- leave work on time
X0 -
Morning all!
Thanks for starting us off Sunshine!
Today I will:
Check banks - loan has gone and just £6.18 left til Friday!
Check CC - hopefully refund has gone into make it look a tad less horrific
Sort out budget for June based on above
LSD - having belated birthday pizza lunch with office
Take cakes in for office
update MS Money
Do at least two chapters of OU or finish essay...
SB clicks
Car share to work - no petrol day hopefully!
Eat healthily (er, despite pizza) and update calorie tracker
Day 5 of Shred
30 mins on cross trainer
think that's me for the day, better get up and dressed!
KxxHouse Fund: £2,800/£20,000 - 14%
0 -
Morning all, help your well! Today I will
- Check banks - Done, £9.44 til Wednesday
- Work 9.30-5.30
- Sort out getting my Santander bank charges back
- Pack some more stuff as moving in 13 days! Woop!
- Breakfast/lunch/dinner from home
Have a good day everyone! xDebt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£20250 -
Good Evening All
Hi to all the regulars and welcome to all the newbies.
Sunshine - Thanks for starting us off
Very fed up today so here goes
Check Banks - Done (v tight again)
Check swapits - Done
Take LO to Docs @ 10 - Done
Work (11.30-1.30) - Done
Keep up to date with surveys -
Keep on top of emails - Done
Quick tidy round - Done
Update food tracker (35.5lb off) - in progress
Meals from stores - Done
Look for more bits to sell - Done, just need to list now
Washing - (in progress as forgot to wash uniform for work thanks to sleeping most of wkend)
Hope you have all had a great day, love you all.
C xxGoodreads 2025 Challenge :16/75
Goodreads 2024 Challenge: 65/80
Goodreads 2023 Challenge: 77/520 -
Morning all. I dont normally do the daily posts but heres the plan for today!
Check bank. Overdrawn but i'm in damage limitation mode!
Update Excel tracker
Packed Lunch
Water from work (with double strength robinsons juice on offer, i hate plain water!)
Look through for free kindle ebooks!
Its my BDAY tomorrow and my wife has bought be an amazon Kindle. I love reading so im really excited! my family have got me a combined £40 amazon voucher to spend on ebooks, that should be the entertainment sorted for a long time!MFW - <£90kAll other debts cleared thanks to the knowledge gained from this wonderful website and its users!0 -
Morning everyone. Thanks sunshine for starting the thread.
On way to London this morning for a meeting so lunch will be supplied
Today I have/will
Washing drying on the line (hopefully the rain will hold off)
Checked online banking - one minimum payment has gone to credit card.
Free parking at local station, then rail pass to work
Charge phones on the train
Read free newspapers
Free tea/coffee/water at work
Make a curry with the leftover chicken/veg from Sunday dinner for my tea tonight
I need to do a small grocery shop, but that is budgeted for
Use coupon at Mr T's
No non-budgeted spend day
Have a great day everyoneDebt free since December 2015. It can be done0 -
Morning everyone:D
Today I will:
- washing on and line dried (one load on line already:j)
- check banks
- sleep after my nightshift
- make packed lunches for tomorrow
- go to exercise class tonight
- quick tidy round
- dinner from stores
- off work today:beer:
- hopefully will have a NSD
Have a great day xx100 Day Pot £13
£2 coin saver #205 £40 banked and £22
Weekly Spend
June NSD 9/10 DFW Nerd 540 -
Morning everyone,
Today already I have
Checked the bank - not as bad as I expected
Looking to download an expense tracker on my blackberry - any recommendations??
Brought lunch from home
Drink free tea and coffee at work
Done meal planner for the weeks meals from store cupboard and freezer, so hoping to only go to supermarket for milk this week.
Hope everyone has a fab day xx0 -
morning every one
missed sunday posting sorry i did manage a nsd so well pleased
todays todo
sadly shopping
take dad to hosp appt
check banks
pay c-tax
check menu
hope to chill at some point back to work in the morning joy
have a great day xxxdebt total £71k AGE 47 TRY TO BE DEBT FREE BY 500 -
Morning! Thanks for starting us off Sunshine!
Things for me today:
* feel jubilent that I *only* have 10 working days left until I am off for 18 days :j
* work hard and get through the things I need to do today
* check banking/ccs
* check onepoll
* eating porridge at work using works milk & microwave
* grabbed bread to have toast for lunch
Going to vacuum/clean my car in lunch break to keep me out of the shops
* going for dinner at the outlaws tonight, so free food and entertainment
* possibly go for a run after work if I can be bothered!
Ok that's me!DF as at 30/12/16
Wombling 2025: £87.12
NSD March: YTD: 35
Grocery spend challenge March £253.38/£285 £20/£70 Eating out
GC annual £449.80/£4500
Eating out budget: £55/£420
Extra cash earned 2025: £1950
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