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Monday 21st May - What small DFW things will you do today??!

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Good morning all!

I hope everyone is well this morning. Well back to work for me:

* Check banks
* Lunch and Dinner from stores
* Quick shop at Mr T's after work, list made and ready to go!
* Drink lots of water from work (free and good for me!)
* Washing in the machine so will be hung up before I leave for work
* Quick hoover round this evening, didn't the neighbours would be too impressed if I started at 5am!

Think that's my lot really, hope you all have a good day!

S x
I have enough money for the rest of my life... as long as I never have to pay for anything again!


Debt at LBM (2011) £7750. DFD 01/01/2013
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Comments

  • bt1
    bt1 Posts: 443 Forumite
    Eighth Anniversary Combo Breaker
    Morning!

    I've been revising all weekend and I feel like my brain is fried!!

    List for today-
    - check bank
    - check cc's
    - no more PADing as I only have £11 left until payday and got a work lunch tomorrow :-/
    - sort out budget for June (how is it june already?!)
    - lunch from home- also got loads of fruit and heathy things!
    - 2l of water
    - 2 hours of studying tonight.. I need to finish this module this week so I can move onto the other one
    - leave work on time

    X
  • kjp
    kjp Posts: 428 Forumite
    100 Posts
    Morning all!

    Thanks for starting us off Sunshine!

    Today I will:
    Check banks - loan has gone and just £6.18 left til Friday!
    Check CC - hopefully refund has gone into make it look a tad less horrific
    Sort out budget for June based on above
    LSD - having belated birthday pizza lunch with office
    Take cakes in for office
    update MS Money
    Do at least two chapters of OU or finish essay...
    SB clicks
    Car share to work - no petrol day hopefully!
    Eat healthily (er, despite pizza) and update calorie tracker
    Day 5 of Shred
    30 mins on cross trainer

    think that's me for the day, better get up and dressed!

    Kxx
    House Fund: £2,800/£20,000 - 14%
  • katy_ann
    katy_ann Posts: 1,094 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Morning all, help your well! Today I will
    - Check banks - Done, £9.44 til Wednesday :\
    - Work 9.30-5.30
    - Sort out getting my Santander bank charges back
    - Pack some more stuff as moving in 13 days! Woop!
    - Breakfast/lunch/dinner from home :)

    Have a good day everyone! x
    Debt free once - Back again | Current debt: £2479.50 - January 2025 | Make £2025 in 2025 #11 - £41/£2025
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 21 May 2012 at 8:24PM
    Good Evening All

    Hi to all the regulars and welcome to all the newbies.

    Sunshine - Thanks for starting us off

    Very fed up today so here goes

    Check Banks - Done (v tight again)
    Check swapits - Done
    Take LO to Docs @ 10 - Done
    Work (11.30-1.30) - Done
    Keep up to date with surveys -
    Keep on top of emails - Done
    Quick tidy round - Done
    Update food tracker (35.5lb off) - in progress
    Meals from stores - Done
    Look for more bits to sell - Done, just need to list now
    Washing - (in progress as forgot to wash uniform for work thanks to sleeping most of wkend)

    Hope you have all had a great day, love you all.

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • Bufger
    Bufger Posts: 1,857 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Debt-free and Proud!
    Morning all. I dont normally do the daily posts but heres the plan for today!

    Check bank. Overdrawn but i'm in damage limitation mode!
    Update Excel tracker
    Packed Lunch
    Water from work (with double strength robinsons juice on offer, i hate plain water!)
    Look through for free kindle ebooks!

    Its my BDAY tomorrow and my wife has bought be an amazon Kindle. I love reading so im really excited! my family have got me a combined £40 amazon voucher to spend on ebooks, that should be the entertainment sorted for a long time!
    MFW - <£90k
    All other debts cleared thanks to the knowledge gained from this wonderful website and its users!
  • Karb
    Karb Posts: 853 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    Morning everyone. Thanks sunshine for starting the thread.

    On way to London this morning for a meeting so lunch will be supplied

    Today I have/will

    Washing drying on the line (hopefully the rain will hold off)
    Checked online banking - one minimum payment has gone to credit card.
    Free parking at local station, then rail pass to work
    Charge phones on the train
    Read free newspapers
    Free tea/coffee/water at work
    Make a curry with the leftover chicken/veg from Sunday dinner for my tea tonight
    I need to do a small grocery shop, but that is budgeted for
    Use coupon at Mr T's
    No non-budgeted spend day

    Have a great day everyone
    Debt free since December 2015. It can be done


  • magni
    magni Posts: 651 Forumite
    Morning everyone:D

    Today I will:

    - washing on and line dried (one load on line already:j)
    - check banks
    - sleep after my nightshift
    - make packed lunches for tomorrow
    - go to exercise class tonight
    - quick tidy round
    - dinner from stores
    - off work today:beer:
    - hopefully will have a NSD

    Have a great day xx
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • masonsmum
    masonsmum Posts: 855 Forumite
    Part of the Furniture 500 Posts Combo Breaker
    Morning everyone,

    Today already I have

    Checked the bank - not as bad as I expected
    Looking to download an expense tracker on my blackberry - any recommendations??
    Brought lunch from home
    Drink free tea and coffee at work
    Done meal planner for the weeks meals from store cupboard and freezer, so hoping to only go to supermarket for milk this week.

    Hope everyone has a fab day xx
  • morning every one

    missed sunday posting sorry i did manage a nsd so well pleased

    todays todo
    sadly shopping
    take dad to hosp appt
    check banks
    pay c-tax
    check menu
    hope to chill at some point back to work in the morning joy

    have a great day xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Morning! Thanks for starting us off Sunshine!

    Things for me today:
    * feel jubilent that I *only* have 10 working days left until I am off for 18 days :j
    * work hard and get through the things I need to do today
    * check banking/ccs
    * check onepoll
    * eating porridge at work using works milk & microwave ;)
    * grabbed bread to have toast for lunch ;)
    Going to vacuum/clean my car in lunch break to keep me out of the shops
    * going for dinner at the outlaws tonight, so free food and entertainment :p
    * possibly go for a run after work if I can be bothered! :o

    Ok that's me!
    DF as at 30/12/16
    Wombling 2025: £87.12
    NSD March: YTD: 35
    Grocery spend challenge March £253.38/£285 £20/£70 Eating out
    GC annual £449.80/£4500
    Eating out budget: £55/£420
    Extra cash earned 2025: £195
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