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PAYDAY loan company overpaid and are trying to over charge!!

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  • Apples2
    Apples2 Posts: 6,442 Forumite
    Good Troll thread though, I'm in :).. I really wish this were a true story..

    She took a £100 loan but found £800 in her account.
    Out of all the debts she decided to repay, she didn't consider repaying the one she took out a couple of hours before, nor ringing to cancel it, nothing, nada, zilch?

    Everyone else on MSE says they were mentally unstable or depressed so shouldn't have to repay it, we have another contender for the mentally unstable group.
  • MonkeyMad
    MonkeyMad Posts: 421 Forumite
    Most normal people would have looked at their statement closely if £700 had appeared to see where it had come from rather than assuming 'money owed to them had come in'?

    I always find it difficult to spot trolling from the stunted logic I knows is rampant throughout the country?
  • chanz4
    chanz4 Posts: 11,057 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Xmas Saver!
    Wouldnt the statment include whom it was from?
    Don't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.
  • skintandscared_2
    skintandscared_2 Posts: 2,781 Forumite
    So did the £100 your girlfriend requested arrive in her account separately from the magic £700 extra? No, of course it didn't. And if she was expecting repayments from other debtors to the tune of £700, why would she take out a pay day loan? And if those debtors actually DID pay her the £700, why would she not immediately repay the payday loan and save some interest?

    None of it adds up. Your girlfriend is telling you porkies :o
    DMP Mutual Support Thread member 244
    Quit smoking 13/05/2013
    Joined Slimming World 02/12/13. Loss so far = 60lb in 28 weeks :j 18lb to go :o
  • bbfc
    bbfc Posts: 207 Forumite
    edited 19 May 2012 at 4:31PM
    Surely when she checked her bank she would of noticed a credit of £800 from 'insert payday loan company name here'? If she did not ask for that much I would of called them immediately and paid it back. But the new outfit (which i hope she didn't spend the remaining £450 on) was obviously more important!
  • geoffky
    geoffky Posts: 6,835 Forumite
    And people moan at some of the answers we give out...
    This one i think we should be telling the op that just to hide and not answer the door or answer the phone,it will soon go away...Well done on ripping them off mate...
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • Lisa00
    Lisa00 Posts: 4 Newbie
    The people who love to read new will surely get lot of benefits from this and there is no doubt that the information is world class about loans.
  • meer53
    meer53 Posts: 10,217 Forumite
    Tenth Anniversary 10,000 Posts Combo Breaker
    Lisa00 wrote: »
    The people who love to read new will surely get lot of benefits from this and there is no doubt that the information is world class about loans.

    Translate please ? Makes no sense at all.
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    meer53 wrote: »
    Translate please ? Makes no sense at all.

    The 3 other post they have made also dont quite make sense
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    What a load of rubbish, I hope that new outfit was troll size.
    "We want the finest wines available to humanity, we want them here, and we want them now!"
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