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Help required on a default please! :)
FishTheFishFish
Posts: 4 Newbie
Hi all,
I have a question regarding a default that was placed on my credit history whilst at university.
Basically, I defaulted on a credit card (£297) whilst at university in 2006 and after recently checking my experian credit report I am confused about the actual date of the default.
On experian it says that the "default date" is 2006 but the "account updated to" says 2009.
I understand that it takes 6 years for the default to be removed. Can anyone shed any light as to when this will definitely be removed from my history?
Many thanks!
I have a question regarding a default that was placed on my credit history whilst at university.
Basically, I defaulted on a credit card (£297) whilst at university in 2006 and after recently checking my experian credit report I am confused about the actual date of the default.
On experian it says that the "default date" is 2006 but the "account updated to" says 2009.
I understand that it takes 6 years for the default to be removed. Can anyone shed any light as to when this will definitely be removed from my history?
Many thanks!
0
Comments
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It will definitely be removed 6years after the default date as shown on the file.
Later updates are just that - updates to state what current balance is outstanding etc.A smile enriches those who receive without making poorer those who giveor "It costs nowt to be nice"0 -
Thank you very much!
0
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