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Petition for bankruptcy *UPDATE*
walker123
Posts: 56 Forumite
https://forums.moneysavingexpert.com/discussion/3916767
I posted the above thread regarding Final Demand Ltd, and the issues I was having coming to an arrangement for repayment. Fast forward a couple of weeks and I finally have success!
As per the above post we were "awaiting a court date". They have then sent a letter to say an agent would be calling. I emailed them querying why I had received this letter, as I was under the impression we were waiting on a court date. His response was that I could set up an arrangement plan but they would have to add on £300 fees (£250 fee for cancelling court date, and £50 for paying it in instalments). I told him that I wasn't willing to pay this and I was contacting the OFT regarding these fees before I came back to him with an answer. I then received a further email saying how he was proceeding with legal matters cause he would receive "excellent amounts of commisison".
This morning I thought I would approach the company who the debt is owed to and forwarded Final Demand's email regarding making all the commission.
They have told me they are going to cancel the instruction to Final Demand and I can set up a standing order direct to them, without the £250 fee!
Finally a result and I can stop worrying about them!
I posted the above thread regarding Final Demand Ltd, and the issues I was having coming to an arrangement for repayment. Fast forward a couple of weeks and I finally have success!
As per the above post we were "awaiting a court date". They have then sent a letter to say an agent would be calling. I emailed them querying why I had received this letter, as I was under the impression we were waiting on a court date. His response was that I could set up an arrangement plan but they would have to add on £300 fees (£250 fee for cancelling court date, and £50 for paying it in instalments). I told him that I wasn't willing to pay this and I was contacting the OFT regarding these fees before I came back to him with an answer. I then received a further email saying how he was proceeding with legal matters cause he would receive "excellent amounts of commisison".
This morning I thought I would approach the company who the debt is owed to and forwarded Final Demand's email regarding making all the commission.
They have told me they are going to cancel the instruction to Final Demand and I can set up a standing order direct to them, without the £250 fee!
Finally a result and I can stop worrying about them!
Start (27 March 2012): £25,683.20
Current (17 July 2012): £21,145.17
Paid off: £4538.03 (17.7%)
Debts cleared: 4 ... To go: 30
Aim No 1: Get debt under £20k before October 12! :beer:
Current (17 July 2012): £21,145.17
Paid off: £4538.03 (17.7%)
Debts cleared: 4 ... To go: 30
Aim No 1: Get debt under £20k before October 12! :beer:
0
Comments
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lol. Nice to those silly tactics backfire on them.
Free/impartial debt advice: National Debtline | StepChange Debt Charity | Find your local CAB
IVA & fee charging DMP companies: Profits from misery, motivated ONLY by greed0 -
Yes plus I have also just received a direct balance and they have reduced the debt by £300 nearly as I don't have to pay the fees!Start (27 March 2012): £25,683.20
Current (17 July 2012): £21,145.17
Paid off: £4538.03 (17.7%)
Debts cleared: 4 ... To go: 30
Aim No 1: Get debt under £20k before October 12! :beer:0 -
make sure you pay it this time, dont let it get as farDon't put your trust into an Experian score - it is not a number any bank will ever use & it is generally a waste of money to purchase it. They are also selling you insurance you dont need.0
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