We'd like to remind Forumites to please avoid political debate on the Forum... Read More »
We're aware that some users are experiencing technical issues which the team are working to resolve. See the Community Noticeboard for more info. Thank you for your patience.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
Part commission salary & mortgage application
Options
Comments
-
The possible solution to not losing your arrangement fees is to add it to the mortgage amount. So in fact you will be using the fee amount within your deposit amount as per say. This way of the application is not successful you do not lose the arrangement fees.
Just double check whether you can add this fees to the mortgage or not.
Hope this helps.
Hi
Thanks for your message. I have explored this avenue and unfortunately at 90% LTV Abbey make you pay this fee upfront.0 -
Hi
Thanks for your message. I have explored this avenue and unfortunately at 90% LTV Abbey make you pay this fee upfront.
I just checked Santander, they are offering:
2 Years fix - 5.69% with £995 booking fee
5 Years fix - 5.49% with £99 booking fee
You do not like the five year fix?
I would go for the 5 year fix if given a choice from the above, the booking fee is also less in this instance.0 -
My understanding is that whilst Abbey is owned by Santander their lending criteria differs to Abbey. I'm all for having a fixed deal for as long as possible!0
This discussion has been closed.
Confirm your email address to Create Threads and Reply

Categories
- All Categories
- 350.9K Banking & Borrowing
- 253.1K Reduce Debt & Boost Income
- 453.5K Spending & Discounts
- 243.9K Work, Benefits & Business
- 598.8K Mortgages, Homes & Bills
- 176.9K Life & Family
- 257.2K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.6K Read-Only Boards