Variable mortgage with min rate cap.

p4ilip

Hi, I took out a variable commercial mortgage coming up to 5 years ago, at 1.8% above the banks base rate. A clause which i didnt notice at the time had a min rate set at 5.75% which the bank reduced to 4% a couple of years ago for all there customers. Obviously im happy that they came down to 4% but would prefer it if this had tracked the actual bank of England base rate more closely. I should have checked the t's and c's more closely but i thought it would be worth putting the details up on here in case there was some way around this.
Thanks for any advice in advance. Phil.