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SVR chart

Is there a chart anywhere that will show me a comparison of lender's SVR over time?

It appears to me that after this deal and that deal at some point in time during the life of the mortgage we will end up paying the SVR so I would like to know which lender has the best track record over time of offering the best SVR?

Comments

  • cardigan
    cardigan Posts: 23 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Yes / No ?
  • harvey115
    harvey115 Posts: 691 Forumite
    There is no such chart and if there was any it would have been commission based sponsored by selective Banks/BS.

    I think the best bet would be to use MoneySuperMarket and look through the deals, they usually mention the standard SVR for all the deals described if applicable. Otherwise you need to go to all the lenders websites to check.
  • Yoges
    Yoges Posts: 29 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    I'm not aware of any such charts. Besides, a lender can change their SVR whenever they like so historical data could only every be used an extremely rough guide to what a lender may do in the future.

    If you want to avoid paying a high SVR then I suggest looking at a full term tracker mortgage. I recently remortgaged to a 25 year tracker at 1.89% over BoE base from HSBC (£80K borrowed, 50% LTV, no fee).
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