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Going from self managed to DMP with CCCS

Good afternoon all :)

Me, yet again!

I am in the process of setting up my own debt management plan, and I have managed to set up standing orders to some of my creditors.

However some of them are becoming difficult to deal with and unwilling to accept a payment plan.

I have requested CCCS and done their debt remedy questionnaire online, filled in my details and just waiting on them getting back to me.

Does anyone have any advice/encouraging words? Will the process be smooth? Do I need to cancel all the standing orders I have set up? Roughly how long does it take to set up?

Thank you
Start (27 March 2012): £25,683.20
Current (17 July 2012): £21,145.17
Paid off: £4538.03 (17.7%)

Debts cleared: 4 ... To go: 30
Aim No 1: Get debt under £20k before October 12! :beer:
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