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County Court Help (Part monies owed)
knet2020
Posts: 1 Newbie
Hi,
I am looking for some advice regarding my situation as it seems a little odd:
I was served claim a few days ago relating to a historic debt. This was originally with HSBC and related to a bank account/overdraft facility. It was 'sold' to a company (registered in St Helier) in Dec 2011 the amount of the debt is approx £1800.
The claim is for 'part monies owed' in the amount of £299.99 with fees and solicitors costs added making £364.
It seems a little strange (to me) why the company would request that amount as it only represents a 1/4 of the total.
I suspected this was related to 'court fees' and limits as it's 1p under the 1st threshold for charges. However it seems more than a little unfair/underhand as 1) it seems they will be able to claim 4 times (with the obvious implications for fees) and judgment(s)
I am in the process of writing to the creditor to obtain a copy of the agreement and disputing the claim with the court (on the basis this is NOT the amount owed)
Can I ask why this approach would have been taken?
I am looking for some advice regarding my situation as it seems a little odd:
I was served claim a few days ago relating to a historic debt. This was originally with HSBC and related to a bank account/overdraft facility. It was 'sold' to a company (registered in St Helier) in Dec 2011 the amount of the debt is approx £1800.
The claim is for 'part monies owed' in the amount of £299.99 with fees and solicitors costs added making £364.
It seems a little strange (to me) why the company would request that amount as it only represents a 1/4 of the total.
I suspected this was related to 'court fees' and limits as it's 1p under the 1st threshold for charges. However it seems more than a little unfair/underhand as 1) it seems they will be able to claim 4 times (with the obvious implications for fees) and judgment(s)
I am in the process of writing to the creditor to obtain a copy of the agreement and disputing the claim with the court (on the basis this is NOT the amount owed)
Can I ask why this approach would have been taken?
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