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Wonga No Contact

I have just looked at my experian credit rating for the first time! Wonga.com say i owe them £950 I havent had contact from them sicne last year!! why arent they chasing me for money!!!
Virtual Piggibank Challenge : £9.65 - Target £400
Mystery Shopper for Front Line Focus :beer:
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Comments

  • £950???? O.O

    If you know you borrowed the money, you have to contact them to pay it back or make arrangements to.

    Do you remember when you did it?

    Have your recently changed your address? Changed your contact number?
    DEBTFREE AND PROUD!!
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If you owe that much you really should be making contact with them to pay it off. Does the £950 include any charges etc ?
  • sweetipie92
    sweetipie92 Posts: 56 Forumite
    I only borrowed £400! but why arent they contacting me over it all the other companies are going nuts ?!?!?!?
    Virtual Piggibank Challenge : £9.65 - Target £400
    Mystery Shopper for Front Line Focus :beer:
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    I only borrowed £400! but why arent they contacting me over it all the other companies are going nuts ?!?!?!?

    No idea but why not make the first move.

    I'll repeat what Better off said as they could be the answer

    Have your recently changed your address? Changed your contact number?
  • sweetipie92
    sweetipie92 Posts: 56 Forumite
    My mobile phone number is different, but they have my Email address etc? and no my address is still the same? What do i say when i contact them?
    Virtual Piggibank Challenge : £9.65 - Target £400
    Mystery Shopper for Front Line Focus :beer:
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    My mobile phone number is different, but they have my Email address etc? and no my address is still the same? What do i say when i contact them?

    Just ask how you can payments towards the money you borrowed

    OR

    How you can pay back the loan which surely would be in the T&C's you agreed to would it not.
  • sweetipie92
    sweetipie92 Posts: 56 Forumite
    Yeah it would, sorry for being a bit dumb, I have a few debts and dont no which road to go down to be honest!
    Virtual Piggibank Challenge : £9.65 - Target £400
    Mystery Shopper for Front Line Focus :beer:
  • DCFC79
    DCFC79 Posts: 40,641 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    Yeah it would, sorry for being a bit dumb, I have a few debts and dont no which road to go down to be honest!

    Better off asked earlier if you actually remembered taking out the loan, so do you remember taking it out ? was it recent ?
  • jgapper
    jgapper Posts: 2 Newbie
    Does anyone know if/how I can get toothfairy finance to accept a payment plan to repay my loan and to freeze interest?
  • sweetipie92
    sweetipie92 Posts: 56 Forumite
    ^ high jack.... anyways DCFC79 yeah i took it out in november last year
    Virtual Piggibank Challenge : £9.65 - Target £400
    Mystery Shopper for Front Line Focus :beer:
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