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Credit card default - quick question

Pair_of_numpties
Posts: 4 Newbie
Hi,
My husband and I have a joint current account with Lloyds TSB and we each have a seperate Lloyds TSB credit card account. I pay my cc by direct debit from our current account. My husband pays his cc manually.
My question: if my husband defaults his cc payment, will they try to take the money from our bank account?
Thanks.
P.S I will post our SOA when I've worked out the finer details - its a work in progress!
My husband and I have a joint current account with Lloyds TSB and we each have a seperate Lloyds TSB credit card account. I pay my cc by direct debit from our current account. My husband pays his cc manually.
My question: if my husband defaults his cc payment, will they try to take the money from our bank account?
Thanks.
P.S I will post our SOA when I've worked out the finer details - its a work in progress!
0
Comments
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Hello, they can take money from your account under their right to offset even though it is a joint account.0
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