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£2 Statutory Report Experian
ScottHeron
Posts: 42 Forumite
Hi guys,
Was wondering if anyone knew whether the £2 statutory report provided experian (or the other credit agencies) contain a CREDIT SCORE?
I understand the report gives you details of yourself and any searches but does it also give you a score from 1-999?
Thanks in Advance
Was wondering if anyone knew whether the £2 statutory report provided experian (or the other credit agencies) contain a CREDIT SCORE?
I understand the report gives you details of yourself and any searches but does it also give you a score from 1-999?
Thanks in Advance
0
Comments
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From my understanding, these credit "scores" are worthless.
Each creditor has their own internal procedures for discovering how credit-worthy you are.
There are threads on here where people have '999' and still get declined for credit and people who have a low rating and can get credit!
My 2 c0 -
As stated above, the credit scores are meaningless...each financial institution will apply their own scoring system - so the ones available from the credit reference agencies have no bearing on how any other institution would score you.
You would not get a score with your statutory credit report.
For more information have a look at the page on Martin's main site:
http://www.moneysavingexpert.com/loans/credit-rating-credit-score#what0
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