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£2 Statutory Report Experian

Hi guys,

Was wondering if anyone knew whether the £2 statutory report provided experian (or the other credit agencies) contain a CREDIT SCORE?

I understand the report gives you details of yourself and any searches but does it also give you a score from 1-999?

Thanks in Advance

Comments

  • garynuman
    garynuman Posts: 201 Forumite
    Part of the Furniture 100 Posts Combo Breaker Debt-free and Proud!
    From my understanding, these credit "scores" are worthless.

    Each creditor has their own internal procedures for discovering how credit-worthy you are.

    There are threads on here where people have '999' and still get declined for credit and people who have a low rating and can get credit!

    My 2 c
  • As stated above, the credit scores are meaningless...each financial institution will apply their own scoring system - so the ones available from the credit reference agencies have no bearing on how any other institution would score you.

    You would not get a score with your statutory credit report.

    For more information have a look at the page on Martin's main site:

    http://www.moneysavingexpert.com/loans/credit-rating-credit-score#what
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