Car finance

jules888

Yes its a good idea to have a few thousand in savings but then save up for a car,we have and havent had anything on finance,hate idea of paying interest!

~Beanie~

Jenna150386 wrote: »

I do know i could save for a car. however in this day in age its probs best to have saving in the bank.

And save for a car is an option however I for once in my life would like to have saving and spare cash in my bank.

Its ridiculous to be paying interest on car finance when you have cash in the bank! The interest payable on your loan would be far more than anything you can earn on any savings.

Jenna150386

Spoke to peter vardy today..

And looks like can get a brand new corsa with nil deposit and 30.00pw payment with 5 years %apr..

Also seeing as my insurance is 678 a year also you get a years free insurance.

My application for finance has been sent through and im going on saturday to speak to sales man..

has anyone dealt with peter vardy.. does this sound like a deal i would pass finance for. I informed them off my situation and they didnt seem to think it was a problem..

jenevalovell

Who is this arnold clark?

supermanjo

DCFC79 wrote: »

Maybe you have been stung for used cars because you dont have them checked over properly, i know of 2 people who have bought a used car of 10 years old and are both still going strong despite being old and alot of miles on the clock.

I own a 2001/y-reg Volvo s40 1.8. I bought it with 157,000 miles on the clock and in 4 years of ownership now has 243,000 miles on the clock. Would you believe it if I told you I have had ZERO repairs on the car ever since? (aside from 8k mile service's and a cambelt.)

And I never had it checked over when I bought it. All I did was a bit of Google searching and knew these cars where the last of Volvo's effort at being Volvo.

It's all down to the car you buy. If you want a solid car, for gods sake, buy an older Volvo! You will not loose. However, DO have it checked over for things like rust etc.

FYI, the value of these cars range from £750-£1,500. You can buy one with around 90,000 miles on it for £1,000 in perfect working order!

My car has heated leather seats, climate control, cruise control, sunroof, trip computer, the lot! Most of these things are only recently becoming standard on cars that cost £15,000. That's disgraceful!

Be smart

thegirlintheattic

jenevalovell wrote: »

Who is this arnold clark?

Big Northern car dealership - you either love them or you hate them.

Forwandert

Jenna150386 wrote: »

Spoke to peter vardy today..

And looks like can get a brand new corsa with nil deposit and 30.00pw payment with 5 years %apr..

Also seeing as my insurance is 678 a year also you get a years free insurance.

My application for finance has been sent through and im going on saturday to speak to sales man..

has anyone dealt with peter vardy.. does this sound like a deal i would pass finance for. I informed them off my situation and they didnt seem to think it was a problem..

Why are you still posting when its quite clear your ignoring every single bit of advice posted in the thread?

DCFC79

supermanjo wrote: »

I own a 2001/y-reg Volvo s40 1.8. I bought it with 157,000 miles on the clock and in 4 years of ownership now has 243,000 miles on the clock. Would you believe it if I told you I have had ZERO repairs on the car ever since? (aside from 8k mile service's and a cambelt.)

And I never had it checked over when I bought it. All I did was a bit of Google searching and knew these cars where the last of Volvo's effort at being Volvo.

It's all down to the car you buy. If you want a solid car, for gods sake, buy an older Volvo! You will not loose. However, DO have it checked over for things like rust etc.

FYI, the value of these cars range from £750-£1,500. You can buy one with around 90,000 miles on it for £1,000 in perfect working order!

My car has heated leather seats, climate control, cruise control, sunroof, trip computer, the lot! Most of these things are only recently becoming standard on cars that cost £15,000. That's disgraceful!

Be smart

Can i ask why you quoted me, i wasnt against the idea of buying second hand cars but more pointing out to the OP that she was taring all second hand cars with the same brush.

chanz4

Been honest any hint of a trust deed showing on your file, vauxhall finance will run. Not at 0% for 5 years