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admiral albany assistance all over finally :)

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well just hought i would do an update for anyone interested in albany assistance and or my experience think there were a couple of people that had read my posts a while ago.

Anyway had car accident last year not my fault admiral passed me to albany assistance, they got me a hire car at high costs and the other side refused to pay costs, albany assistance took tthem to small claims court, i had to provide all assistance as required in the contract i signed, so i had to send copies of all my pay slips and bank accounts and credit cards to prove that i could not afford to hire a car out of my own pocket.

the other side still did not settle so had to go for an informall court hearing in ajudges chambers had 2 i was issued my solicitor and i had to be cross examined about my finances and reasons for needing a car. it was an interesting experience to say least i was rather nervous having never done anything like this before. In end the judge decided clearly i did not have enough money to afford to hire my own car and albany and me won the case, soooo finally the saga is over after about 10 months yay.

Comments

  • Quentin
    Quentin Posts: 40,405 Forumite
    So it was the (unnamed!) other side that caused you the hassle, not albany!
  • Albany were very helpful to me, although I must say they never asked if I could afford the hire car just if my car was dangerous to drive.
    Save £200 a month : [STRIKE]Oct[/STRIKE] Nov Dec Jan Feb Mar Apr
  • adamc260
    adamc260 Posts: 2,055 Forumite
    Quentin wrote: »
    So it was the (unnamed!) other side that caused you the hassle, not albany!

    If the OP didn't go into credit hire then the TPI would not question if he was impecunious and this would of never happened.
  • Quentin
    Quentin Posts: 40,405 Forumite
    adamc260 wrote: »
    If the OP didn't go into credit hire then the TPI would not question if he was impecunious and this would of never happened.

    Don't follow your point.

    He was impecunious, and he only got the credit hire because he needed it.
  • adamc260
    adamc260 Posts: 2,055 Forumite
    Quentin wrote: »
    Don't follow your point.

    He was impecunious, and he only got the credit hire because he needed it.

    A lot of people go into credit hire that can afford to hire at basic hire rates but still choose to go into credit hire anyway... which is why they look into it.
  • thefishdude
    thefishdude Posts: 541 Forumite
    i dint even know what impecunous ment till i got to court lol

    anyway you are right i could not afford to hie a car or get taxis to worrk and back wich is what the other side suggested even the judge agreed with that when he looked at my finances.


    anyway its all done and to be honest i can not blame the otherside the charges that albany assistance were charging for car hire they gave me were rather large at nearly 100 a day. pesonally i think the person that hit me shouyld be paying the bill not his insurance he deserves it. anyone that drives into the back of you while you are sat at a set of red lights in a long queue is not the most observant of drivers in my book.
  • dacouch
    dacouch Posts: 21,636 Forumite
    Part of the Furniture 10,000 Posts Name Dropper
    If Albany did not ask if you could afford to hire a car, it's lucky for them you could not afford it
  • adamc260
    adamc260 Posts: 2,055 Forumite
    pesonally i think the person that hit me shouyld be paying the bill not his insurance he deserves it.

    May defeat the point of Insurance :P but I get what you mean.
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