Friday 11th May - What small DFW things will you do today??!

ziggy2407

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :j

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :T

ziggy2407

Good Morning All

Hope I've started the thread correctly I've never done it before (fingers crossed). Moments of brilliant sunshine and really windy here today - the weather not me, lol. Woke up today feeling much much better.

Hi to all the regulars and welcome to all the newbies.

Today I will:

Check Banks - Done
Check swapits -Done
Work (11.30-1.30) - Done
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round - Done
More photos into frames and hang - in frames ready to be hung tomorrow
Move furniture back into bedroom now carpet is down - Done
Ironing - Maybe tomorrow
Update food tracker (35.5lb off) - in progress
Read -
Comps -
Early night -

Hope you all had a great day, love you all.

C xx

925pws

Morning everyone

Today I will / have done


- check bank account
- update spending diary
- walk to meeting (saving £2)
- lunch free (sarnies at meeting again!)
- take home shredded paper for piggy bedding (saving £8)

Good luck everyone

kjp

Morning all!

Late start today, what's going on! Thanks for starting us off Ziggy - spot on!

Today I will:
Check banks
Check ISA - still no transfer, have sent a message
Check CC - still horrific until refund!
2lts water
Food from stores
Take shoes back to Brantano at lunch - have a look for a replacement pair
If replacement pair found, add another item to BHS return and package up
LSD - other than fuel and shoes, shouldn't need to spend anything
Drive economically
List 2 things on Ebay
Bit of OU
Bit of exercise
Smile!

Think that's me for the day - having brain meltdown at the mo!
Kxx

little_pink_purse

morning every one

sorry missed the last few days

well payday has been and went joy not much left
the same old same old

today todo
check banks
do menu
do shopping
check budget
get ready for work grr

have a great day xxxx

Karb

Morning everyone. Thanks ziggy for starting the thread

Pay day today. :j, and back home tonight

Today I have/will

Showered using hotel toiletries
Hotel breakfast
Raided room of tea/coffee/toiletries before checking out
Charge phones at work
Free tea/coffee/water at work
Free newspaper at the station
Check online banking
Paid a couple of bills
Transferred money from current account into savings account
Lunch on expenses
Grocery shopping at Aldi
A NSD (except for the grocery shopping which is already budgeted for).

gargrave50

I' ve lurked on this thread before, but never posted:o.

Today's money saving efforts include:

Having a NSD
Magic up dinner from the freezer and cupboard
Rustle up some homemade cakes from the cupboard for son's Communion tomorrow.
Bag up clothing for clothes4cash collection
Check online banking
Review direct debits - anything which can go?

magni

Afternoon all

Today I have

- paid car tax (£195:eek:)
- stripped bed and washed but have to use td due to weather:(
- posted PPI questionaire
- got some offers in Asda

Still to do

- phone Sky to cancel movies:)
- do more washing
- dinner from stores
- ironing

Have a great day:D

Pinkpenguin

Hi everyone,

Quiet here today, hope everyone is enjoying the sunshine

Today I will/have:

- Lift into work
- Breakfast from stores (Cakes count as a breakfast food on a Friday)
- Drink lots of free tea and water at work
- Check banks
- Onepoll
- Lunch from stores - Meant to be Jacket Potato and cheese but I forgot to bring in the vital ingredient, the potato luckily I brought in enough salad to feed a family of four so i'm making do with a cheese salad instead
- Walk home from work
- Going to Zumba tonight for the first time, am really excited! Free as its included in my gym membership too :j
- Dinner from stores - frozen pizza and salad I think

I think thats everything, hope you all have a good day

Lots of love

PP xx

natlie

Hi

PinkPenguin - I just did Zumba in lunch break its great - mine was part of membership too lots of fancy footwork lol

took my own drink to Zumba

soup from stores for lunch and homemade coconut yog for brekkie

Had to get petrol and cereal so spendy day

Free insertion on fleabay this weekeind ... if you list from a phone

Stupid tax dread-its took half my tax credits away this month - new changes blah blah going to really struggle next month and s*ntander have lowered my cc balance by £100 because they felt like it having a bad money month which is great when the wedding is in 3 weeks and I still have to pay for the car/minibus/meal and drinks
thats my hair and nails au naturel have bought £5 hairdye and i'll do it myself

Nat
x

headoutthesand

Good afternoon folks

Today I:
Checked banking
Made PAD to cc
Moved money about accordingly
Took snack into work from home
Saved petrol on school run - kids are getting a lift home
Put on zipper rather than heating at home (half day today)

Plan to:
Take an item back that I bought 5 months ago since they haven't been able to supply the 2nd part of it. Hopefully I'll get my money back.
Phone FSO re PPI claim - just to check they have it
Phone experian re pending payment which is double what it should be.
Dinner from freezer
Search for lost library book