📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

Halifax loan and credit report in UK

Options
paperab
paperab Posts: 4 Newbie
My Halifax loan lasting for 86 months is recorded in my credit report for an amount that is including the interests (capital and interests as the total amount due in 2017).

Another loan with Barclays is recorded in my report as capital only.

I think this is affecting my total borrowing and Halifax is wrongly including the future interests: this amount (~£6,000 btw) is not due if I repay the loan today so it should not appear in my credit report.

My claim is also supported by the fact that Barclays correctly put only the capital in the loan.

What I need to do to correct the position?
(I think Halifax is the worst ever bank in the solar system).
This discussion has been closed.
Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 351.2K Banking & Borrowing
  • 253.2K Reduce Debt & Boost Income
  • 453.7K Spending & Discounts
  • 244.2K Work, Benefits & Business
  • 599.2K Mortgages, Homes & Bills
  • 177K Life & Family
  • 257.6K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.1K Discuss & Feedback
  • 37.6K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.