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Halifax loan and credit report in UK
My Halifax loan lasting for 86 months is recorded in my credit report for an amount that is including the interests (capital and interests as the total amount due in 2017).
Another loan with Barclays is recorded in my report as capital only.
I think this is affecting my total borrowing and Halifax is wrongly including the future interests: this amount (~£6,000 btw) is not due if I repay the loan today so it should not appear in my credit report.
My claim is also supported by the fact that Barclays correctly put only the capital in the loan.
What I need to do to correct the position?
(I think Halifax is the worst ever bank in the solar system).
Another loan with Barclays is recorded in my report as capital only.
I think this is affecting my total borrowing and Halifax is wrongly including the future interests: this amount (~£6,000 btw) is not due if I repay the loan today so it should not appear in my credit report.
My claim is also supported by the fact that Barclays correctly put only the capital in the loan.
What I need to do to correct the position?
(I think Halifax is the worst ever bank in the solar system).
0
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