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How quick can you get a loan?

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  • InsertWittyName
    InsertWittyName Posts: 1,073 Forumite
    Debt-free and Proud!
    Got my last loan (£10k) from H@lifax in my account the second it was approved.

    Applied online when signed into my online banking, had to fill in minimal details regarding who I was etc. and got instant approval and a decent APR.

    Whole process took less than 2 minutes.
    I was a DFW, now I'm a MFW :T
  • What did the police say when you reported us all ManicMum? :p
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    aamkeri wrote: »
    I know about Student loan, Moises Maionica advised me the best to get it. Moises Maionica helped me save time and get me what i wanted to, There are companies who claim they can give you a student loan in less than 48hours. Whiles I do believe such companies exist, it's very difficult to differentiate between the good ones and the bad ones.

    I have reported this spamming tool
  • KingElvis
    KingElvis Posts: 4,100 Forumite
    Manicmum sounds like a model citizen...well rounded, genuine and just a 100% solid kinda gal.

    She could always ask her special needs helper?

    Manicmum, do you have anyone who looks after you?
    "We want the finest wines available to humanity, we want them here, and we want them now!"
  • leapfrogging
    leapfrogging Posts: 39 Forumite
    As soon as it's approved it should hit your bank instantly. Happy to be corrected on this......
  • geoffky
    geoffky Posts: 6,835 Forumite
    Why do you not just stay here for a year while he works and you all save up the wages... I have worked all around the world and what you have described does not happen or your husband has been done over as we have always had a relocation package that covered ALL expenses.
    It is nice to see the value of your house going up'' Why ?
    Unless you are planning to sell up and not live anywhere, I can;t see the advantage.
    If you are planning to upsize the new house will cost more.
    If you are planning to downsize your new house will cost more than it should
    If you are trying to buy your first house its almost impossible.
  • dealer_wins
    dealer_wins Posts: 7,334 Forumite
    As soon as it's approved it should hit your bank instantly. Happy to be corrected on this......

    Be corrected and happy then.
  • dantan
    dantan Posts: 2 Newbie
    At unioncash , they can get you the money in an hour but this assumes that you meet their criteria and pass the credit check - do you have decent credit? This will get you a loan quicker..

    Also depends on how quick your bank account transfers money, some take a few days after all.
  • ManicMum wrote: »
    Hello

    how long does it take to process loans? What will they need? Bank statements, credit check? Do they need employer reference? Just that hubby needs to leave UK quicker than expected but need to get loan first. So might be technically unemployed when he signs paperwork but soon to be employed abroad. Prob about 10k loan. Not looking for super fast 2000% job/payday loan etc. Just regular one!

    cheers

    I had a loan from sainsburys bank which was processed pretty quick. it was an on-line application followed up with a phone call and money was in bank within the week.

    Didn't have to provide an employer reference, just some details of employment. They do all the background check I guess. Worth while giving them a call / visiting the site.
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