2nd lightbulb moment?

welshone27

Ok so I joined in January this year. I have been on a mission and we have paid off alot of our debt already, we'll be near enough debt free by Christmas.
I have sorted out finances to insure that all bills and debt is being paid on time each month (first time ever!), so that's going really well. :beer:

Now onto my 2nd LB moment. I already meal plan, and have cut food budget down by a lot (£70 every 2 weeks for 2 adults and 2 children), so Im happy with that. BUT I have around £250 going 'missing' every month. Where to? Ive kept all our old receipts from the past month and surly enough its being frittered away on rubbish. So I have set up a standing order to a savings account of £70 every week. And another which Im putting in £290 a month.

SO while i havent yet fully hit our target I set in January, Im on my way. Im not going to be hard on myself to much as we've sorted our bills/debts and I have even started to take up driving lessons. So i feel we're well on our way. So phase 2 is now save save save. That way I can make our money last longer and have a back up for emergencies.

Moneymash

I'm confused! You say you have around £250 going missing but have now set up 2 savings accounts totalling £360 is that right?

welshone27

Yes, sorry. I have cut corners elsewhere also so I can put more money into the savings, also my husband has too so we can really budget our everyday spending a bit more. I want to get used to spending the minimum so I can see it paying off by watching the savings go up.