Thursday 10th May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :j

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :T


Morning all, hope everyone is well. It's still rainy here, could really do with whacking a nice sunny holiday on the credit card and jetting off in seek of some vitamins (I can but dream!!)

Plan of action for the day:

* Check banks, refund has been acknowledged!
* Drive sensibly
* Lunch from home, dinner from stores.
* Lots of water at work (free and super good for me)
* Quick tidy round this evening
* Load of washing on, put dry clothes away and ready the airer for another few days of work!
* Might need to get out in the garden with the scissors, grass is about 2 foot tall thanks to all the rain but a bit risky to take the electric lawn mower out (well that's OHs excuse anyway)
* Positive mental attitude, only 3 weeks to payday!!

Have a good day all :cool:

S x

kjp

Morning all, and thanks to Sunshine for starting us off! Positivity!!!

Today I will:
Check banks
Check ISA - still no transfer
Check CC - horrific whilst awaiting refund
Make Ebay payment
College tonight - take food with me and water bottle!
NSD
Sort out BHS online return
2lts water
Food from stores
Car share to work - save my petrol!

Think that's my lot for today, have a great one all!
Kxx

bt1

Morning! Thanks for starting sunshine! 18 days til payday!!! Lol

List for today:
- check bank
- check cc's
- PAD £2
- lunch from home
- 2l of water
- stay in at lunch at do 45 mins studyings
- free cinema tonight! Seeing The Dictator!
- make bf buy cinema snack from Asda
- hopefully wont be home too late tonight and will be able to get a bit of studying done!
- NSD hopefully!

X

ziggy2407

Good Morning All

Moments of brilliant sunshine followed by really dark skies, hoping this weather improves soon. Both me and LO have got really sore throats and generally feeling really rubbish. Not really feeling up to much today so anything that gets done will be an achievement.

sunshine - thanks for starting us off

Hi to all the regulars and welcome to all the newbies.

Today I will:

Check Banks - Done
Check swapits -Done
Work (11.30-1.30) - Called in sick, not sure a school kitchen should be subjectd to my germs
Keep up to date with surveys -
Keep on top of emails -
Quick tidy round -
Ironing -
Update food tracker (35.5lb off) - in progress
Read -
Comps - Done a few
Early night - Off to bed soon

Hope you all had a great day, love you all.

C xx

925pws

Good morning everyone

Feeling a little flustered today but I will:

Contact bank to see if application for basic account is going through
Post off parcel - ebay goods
List 2 more cds on ebay
Lunch from home
Coffee from home (this is a big deal for me as I would normally take a trip to the coffee shop before entering work!)
Organise work lunch menu for next week (think I'll make a batch of soup Sunday which should last me all week - have worked out it would cost £1 for the week :T)

Oh, I've a meeting this morning which will offer sandwiches - should I eat them and keep homemade lunch for tomorrow ? What would you do?

magni

Morning:D

Today I have/will

- go to Tesco with a list
- check banks
- do some more laundry (might have to use td as it's very wet here) but need to get on top of it:eek:
- quick tidy round
- get car checked for a leak after it was serviced yesterday
- 19 days til pay day. Doesn't sound too bad when said like that:D

Have a great day xx

Wannabe01

Good morning everyone. It’s a rather wet day here today.
Sunshine22 - Thanks for starting us off this morning.

My list for today:
[STRIKE]Quick shower[/STRIKE]
:)Catch up with emails
:)Do work that is in for today
:)Surveys & One poll
:)Tackle some course work
:)Take dd to the docs
:)Look into available jobs
:)Do volunteer work (can’t be bothered today but need it for work experience)
:)PPI and benefits paperwork
:)Wedding related tasks
:)All meals from stores
:)NSD

I think that is everything for today. Hope everyone has a good Thursday

Barbeduk

Hi all and thanks for starting us off Sunshine. It is so misty here, if I wasn't so tight I'd turn the light on!!

925pws, well done for staying out of the coffe shop, you must be saving yourself a fortune! Definitely make the most of those free sandwiches and if there are any left over, they can be tomorrow's lunch. I'm sure no one will notice!:whistle:

Today:

• DD home sick so that's £2 on school dinners saved!
• PAD of £5.01 (I round my current account down to the nearest £5 every day and do an online payment to card. I'm so gutted if there's not enough in there and I miss a day!)
• NSD
• Packed lunches for DH and DS.
• Have applied for the free insulation from martin's email.
• Make mother of all bolognaise sauces bulked out with lentils. I still can't believe my son hasn't noticed!
• Make some flapjack for tomorrow's packed lunches and try not to eat it all today.

Have a fab frugal day folks!:D

slowlyfading

I have/will:
- bought my own lunch in
- checked online banking - nothing too bad there!
- have a NSD
- make chicken fajitas for tea from stores, but add in lots of bits of veg that need eating pronto - hopefully there might be some left for tomorrow if DH doesn't eat it all

Have a good day everyone!

katy_ann

Good morning all

Today I will
- Check online banking
- Have a NSD
- Lunch and dinner at home
- Post ebay parcels
- Make some money for my friends hen party (completly forgot about that one!)
- Finish off making my finances spreadsheet
- Driving lesson

Have a good day everybody! x

Karb

"Morning" all

Aiming for a NSD today (lunch will be on expenses as I'm working away again)

Regular posters will know that I'm going through a divorce at the moment and am trying to save towards the costs. It's pay day tomorrow, so I've transferred everything left in my current account into my savings account.

Today I have/will
Checked online banking and transferred money into savings account
Showered using hotel toiletries
Raided hotel room of tea/coffee/sugar
Walked from hotel to office (and will walk back tonight)
Charged phones at work
Free tea/coffe/water at work
Lunch on expenses
Use hotel pool
Updated signature

Have a great day everyone