settlement offer but email only

panny12

stopped using it about 2 years ago, it was then passed onto dca

m4rkd4vies

Hi

Ive been looking into Debt Settlement as I'm hoping to do it myself in the future. Where can I get template letters to send to creditors? Have many people had success with banks like HSBC and Lloyds TSB? It all seems too good to be true!!

Thanks for your help.

Mark:beer:

panny12

Basically the following can be used for dca....

Dear Sir/Mr

Re: Your Account Number: xxxxxxxxxxxxxxxxxxxxxxxx

We write with reference to the above mentioned account number.

We confirm that we are unable to offer the full amount repayable, we are, however, able to raise a total of £................. and wish to offer this as an ex-gratia payment in full and final settlement of the above account.

This offer is made on the clear understanding that, if accepted, neither you nor any associated company will take any other action to enforce or pursue this debt in any way whatsoever and that we will be released from any liability.

We also request that, if accepted, you inform the relevant credit reference agency and mark our file relating to the above account as "satisfied”.

Payment can be made within 2 weeks of receiving your written acceptance of these proposals.

We look forward to receiving your reply.

Yours faithfully/sincerely