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Have anyone been successful in ....

FulLightBulb
Posts: 56 Forumite
managing to obtain a mortgage while on a DMP?
Sorry for going on about this in most of my threads but we are wanting to move house - and although it will only mean increasing the mortgage by approx £8k and the fact that we are already with a sub-prime lender (GMAC) - I am worried that we may have to forgot about this for a while!!
Thanks
Sorry for going on about this in most of my threads but we are wanting to move house - and although it will only mean increasing the mortgage by approx £8k and the fact that we are already with a sub-prime lender (GMAC) - I am worried that we may have to forgot about this for a while!!
Thanks
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Comments
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Monthly Debts
Debt Total Debt Min Payment
Capital One Credit Card £8,223.00 £246.69
Northern Rock Personal Loan £6,951.00 £76.43
MBNA Credit Card £6,318.00 £142.16
Cahoot Flexible Loan £5,851.00 £117.02
Abbey Personal Loan £5,451.00 £175.83
MBNA Personal Loan £4,200.00 £128.64
Barclaycard (Hubby) £3,520.00 £70.40
Bank of Scotland Credit Card £3,448.00 £68.96
Barclaycard (Me) £3,520.00 £70.40
Cahoot Credit Card £3,275.00 £65.50
Abbey Credit Card £2,589.00 £77.67
Monument Credit Card £1,995.00 £59.85
Littlewoods Credit Card £1,778.00 £53.34
Morgan Stanley Credit Card £1,682.00 £33.64
Abbey Overdraft £1,148.00 £25.00
Next Directory £979.00 £97.90
Littlewoods Catalogue £500.00 £50.00
Studio Catalogue £247.00 £12.35
Additions Direct Catalogue £119.00 £11.90
BT Arrears £70.00 £20.00
TOTAL DEBT £61,864.00 £1,571.78
You'd be unlikely to find anyone willing to give you a mortgage when you still have so much outstanding debt.poppy100 -
Hi,
I found somthing the other night that may or may not be of interest to you. There is a new Alliance and Leister account availiable, b4 You had to earn at least £1,500.00 per month guaranteed which as a self employed person I couldn't promise. The new account you only need to pay in £500.00 a month and it doesn't have to stay there. You still get a high interest rate on your in credit balance and a o% overdraft + you can apply for a 0% credit card. I may be telling you somthing which is totally useless to you as I don't know what a DMP is, however if you can get more of your owings onto 0% it may help.
Sorry if this info is useless to you,
CF0
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