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Can I use a credit card to pay this month's mortgage?

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Comments

  • nick78447
    nick78447 Posts: 43 Forumite
    Part of the Furniture 10 Posts Combo Breaker
    Update - Santander don't allow you to pay using a credit card. Many thanks for everyone's input!
  • koexelek
    koexelek Posts: 7,847 Forumite
    nick78447 wrote: »
    I know in theory it's a terrible idea

    ... but a much better one than missing a month's mortgage payment :o
    I am a Mortgage adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
  • Thrugelmir
    Thrugelmir Posts: 89,546 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    nick78447 wrote: »
    I guess I just need to bite the bullet and phone up my mortgage company, but I'm really reluctant to "show my hand" as it where and have them put any sort of mark against my completely unblemished record.

    You've already a balance on your credit card
    completed a 20 month 0% balance transfer
    .

    So unsure why you are concerned about borrowing more.

    Is there a reason?
  • sockpuppet
    sockpuppet Posts: 270 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    nick78447 wrote: »
    Update - Santander don't allow you to pay using a credit card. Many thanks for everyone's input!

    As I thought - I didnt think any lender would allow you to make a loan/mortgage repayment with more credit (debit cards usually ok)
  • JC_Derby
    JC_Derby Posts: 818 Forumite
    Part of the Furniture 500 Posts Name Dropper Combo Breaker
    sockpuppet wrote: »
    As I thought - I didnt think any lender would allow you to make a loan/mortgage repayment with more credit (debit cards usually ok)
    but SOME do or have done previously.
  • sockpuppet
    sockpuppet Posts: 270 Forumite
    Part of the Furniture 100 Posts Combo Breaker
    Quite a few lenders used to - Most have stopped now, not sure if they are allowed to now (could be wrong)
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