Tuesday 8th May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym. :money:

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important! :T


Good Morning all, hope everyone is well. Hugs to those that need them!

Off to work in minute:

* Check banks - awaiting a refund of £26 (big money!)
* Write letter to close zero balance cc - no idea about the details as its about 2 years old so will wing it and see what they can do!
* Drink lots of water!
* Try and drive sensibly
* All meals from stores
* Tackle the washing up mountain

Bit of advice please? - My best friend's boyfriend has asked me to sponsor him for a marathon he is doing. It's for charity but I am really broke (as I'm sure you all understand). I don't know him too well but feel that I should give him something. What would you all do? (am currently dodging the message he left me on facebook until I can decide).

Hope you all have a lovely day

S x

bt1

Morning! Thanks for starting sunshine! That's a difficult one with the sponsorship- I've had this in the past and have just ignored it! Of course then feeling bad when I haven't sponsored them! X

List for today:
- check bank
- check ccs
- PAD
- lunch from home- pasta again!
- 2l of water
- study at lunch if I have time
- visiting family tonight, will get train (w/season ticket) to save petrol!
- NSD

Will probably add more later!

X

Yargo1

Hi sunshine 22 , thanks for starting us off.

Ref the sponsorship id be the same as btt1. if you cant afford it , id just ignore. theres always loads of people at work doing things and the way i think of it is they ask 100 and might get 40 sponsors.. people generally understand that not everyone is in a position at any one time to be able to sponsor - so i wouldnt worry.

Today, dinner will be from stores, but lunch will be bought out.. as yet again i am ill.. oh has been ill all weeekend so i need to get to cheapy shop lunchtime to stock up on throat sweets and cold/flu tabs.

Have a good day all x

Wannabe01

Good morning, Its very quite on here today, where is everyone? It’s a lovely sunny day here today.
Sunshine 22 - Thanks for starting us off today.

My list for today:
[STRIKE]Catch up with emails[/STRIKE]
:)Try to get positive frame of mind back Getting there very slowly but every little helps.
[STRIKE]Quick shower[/STRIKE]
[STRIKE]Surveys and One poll[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]Washing and hang outside whilst it stays nice [/STRIKE]
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
[STRIKE]Update post from yesterday[/STRIKE]
:)Look into PPI
:)Clean living room and kitchen
:)Tackle some course work
[STRIKE]Do meal plans for the rest of this week[/STRIKE]
[STRIKE]Work on wedding related tasks[/STRIKE] Getting there only a few more things to get and sort out luckily as only 2 weeks 3 days to go :j
:)Check benefits that I might be able to get and fill in necessary paperwork
Tackle the mountain of ironing
[STRIKE]Spend some quality time with dd[/STRIKE]
Plant some of the veg seeds

I think that is everything for today. Hope everyone has a good Tuesday.

little_pink_purse

Morning everyone

hope you all had a good bank holiday

still not sorted my hrs that were taken from me

today i will
check banking
work 12-8
ironing
watch alittle tv
wash on
get ready for payday on thursday xxx

Pinkpenguin

Morning all,

I've been AWOL for the past few days, don't get chance to post on here too much when i'm not at work but still keep an eye on how everyone is doing. Things have all kicked of at work for me, our company has just announced it is being taken over - lots of office politics etc making it a not very nice place to be plus I am concerned I may well be unemployed come a few months time. Trying to apply for jobs but I just cant concentrate - my head feels so bunged up, does that make sense?

Anyway, onwards and upwards. Today I will/have done:

- Lift into work
- Breakfast from stores
- Lots of free water and tea at work
- Check Online Banking - Done, I'm skint
- Lunch from stores
- Get on with my application form on my lunch
- Walk home after work
- Dinner from stores
- Yet more Application Form - Want to submit it tonight.

Hope you are all having a lovely day, you guys keep me going at times like these!!

Lots of love

PP xx

Ladybird.

Morning all!

Today I have/will

• [strike]Post eBay parcel[/strike]
• All meals from stores
• NSD
• List a couple more eBay items
• Repost a few Gumtree ads
• Keep fingers crossed for some more sun to dry my washing... started out bright and sunny this morning but back to rain now!
• [strike]Bake bread[/strike]
• Resist urge to turn heating up!
  

Candy0107

Afternoon all,

Thanks for starting the thread Sunshine

Today I have/will:
• Meals and snacks from stores
• Checked banking – no change
• Checked AA rewards
• Charged mobile at work
• LSD today.....golden arches coffee this morning (more for the table than anything else!) whilst I was studying and some coleslaw to make my sandwich more interesting
• Keep my head down today – busy day
• Used railpass to get to and from work
• Read paper online and freebie paper
• Called/emailed an agency – will need to register with them...I NEED a job in hometown
• College after work – will limit myself to a coffee there
• Need to draft a letter to HMRC re NI conts whilst Mystery Shopping....was paying far too much for what I earned

Will read through today’s comments and respond when I get home

Have a fab day

Candy xx

magni

Afternoon all

Today I have/will

- done 3 hours ovetime:j
- check banks
- small amount of shopping from local shop
- post parcel
- finish filling in questionnaire for PPI reclaim
- walk to collect dd from school (if the rain stays off;))
- dishes done and drip drying

Enjoy your Tuesday xx

katy_ann

Good morning ... afternoon! Regarding the sponsorship I probably wouldnt however if you really want to what about just a £1? It all helps doesnt it

Today I will
- Check online banking
- Make about 3 trips to the post office (got lots of ebay parcels to post, and a grumpy old lady in the post office so need to take about 5 parcels a go!)
- Sign up to some survey sites and find out what they are all about
- Go to Iceland and do a little shop and get some bargains - Done
- Find a new room to rent as tenancy nearly up here
- TRY AND MAKE SOME MONEY!
- Walk to collect my Avon books from local streets - Done
- Washing done and outside to dry - Done

Barbeduk

Hi all, the sun has come out here at last! Shame it didn't bother yesterday when we were all off!

Sunshine, I'd ignore the sponsorship request too. I'm sure he won't notice.

Pink penguin, sorry about the situation at work. Hope everyone calms down.

Today's efforts:

• PAD
• NSD
• Washing on line, eventually! (forgot to put the machine on when I went to work, aagh)
• Chicken in slow cooker.
• We all had packed lunches.
• Filled the kitchen handwash dispenser with bubble bath ds is allergic too (would have just thrown it away before I changed my ways).

Enjoy the evening everyone.:)