Recommend a mortgage (or broker) for two friends buying?

PosterBoy77

toonfish wrote: »

every time?

you must have gone to some bad brokers!

Each different, so there must be lots of bad brokers about. Finding a good one is obviously as tricky as finding a good mortgage!

toonfish

mikael wrote: »

Finding a good one is obviously as tricky as finding a good mortgage!

that's easy when you know how

machofairy

Dont use Countrywide Financial services! I am having a bad experience with them at the moment .. so keen to sign you up , then hardly return calls to keep you up to date and almost always unavailable. Their solicitors are worse .. the call centre phone rings forever and never gets picked up.

My impression is that they spend at least 80% of their time signing up ne customers and very little servicing them.

As for buying together, make sure you draw up a legal agreement to cover all eventualities. You simply never know how your future will pan out, and you wont have the automatic legal rights that a married couple will have.

PosterBoy77

toonfish wrote: »

that's easy when you know how

Well I found it easy to get a good mortgage for my needs, so did not bother trying to find another broker last time round. However good mortgage deals are getting less common now. Those with better rates usually have high fees and those that don't often have poor rates!

Last time I needed a mortgage - 3 years ago, I got a fixed rate with no redemption penalties which matched the base rate at the time. Total fees including the booking fee of £395. The survey was free and I also got the lender to waive the higher lending fee.

Not many good deals with such low fees now though.