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Help needed on getting mortgage pls

I have the general tier 1 visa to apply for permanent residency in Jan 2013,i have been in this country for 7 years.I want to apply for mortgage with My patner.What is the possibility of getting a mortgage with 8 months to PR.Or are we better off waiting till after our PR before buying a house.Plus we just have 10% deposit and we want to buy through shared equity mortgages.Thank you for your response

Comments

  • CBR600F_2
    CBR600F_2 Posts: 107 Forumite
    fols wrote: »
    Thank you for your response

    You're most welcome.
  • bni
    bni Posts: 92
    Tenth Anniversary 10 Posts
    Forumite
    Each lender will have their own criteria, some banks will probably require permanent residency others won't (Halifax for example). You could either ask lenders directly or ask a independent broker for advice on your position.
  • Dave_Ham
    Dave_Ham Posts: 6,045
    Tenth Anniversary Combo Breaker
    Forumite
    Will be hard work at 90% unless you have a specialist wealth relationship with one of the traditional banks...
    I am a Mortgage Broker
    You should note that this site doesn't check my status as a Mortgage Broker, so you need to take my word for it.
    This signature is here as I follow MSE's Mortgage Adviser code of conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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