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tax free cash gift allowance for fiancée

Hi!

How much cash can i gift to my fiancée without it being taxed?
I understand maried couples can shift as much money to each other as they want. The reason im asking is that whilst were both saving for our first home (another subject re crazy house prices...anyway), she hasnt made use of her 3k mini cash ISA allowance this year and id like to give her 3k to make use of it before april, we gettin wed in may.

Thanks for your help!

Jon

Comments

  • dunstonh
    dunstonh Posts: 121,406 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Combo Breaker
    How much cash can i gift to my fiancée without it being taxed?

    As much as you like.

    The only taxes she would face is if she dies and her estate is over £285,000.

    Obviously, if you split up, she has the money.
    I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.
  • ManAtHome
    ManAtHome Posts: 8,512 Forumite
    Part of the Furniture Combo Breaker
    Even if you don't split up... she has the money.
  • RayWolfe
    RayWolfe Posts: 3,045 Forumite
    1,000 Posts Combo Breaker
    You may not "pretend" that it is her money. It either is, in which case, it's fine (subject to what Dunstohn says). Or it's not, in which case it's tax evasion.
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