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Road to freedom

HAs begun.....

Spoke to PayPlan, and went through all debts..... Scary £13000 of unsecured debt.

our disposable income only allows £100 for creditors. will take 10.5years to clear.

I hope to pay more from the outset, but feel some creditors, who are the scummiest of the scummiest will dig their heels in.

But the belief i have is that a court would agree with PayPlan.

However only 3 of these are over £750, and i dont own my house, so nothing for any 1 of the companies, if they tried the bankruptcy route.

I already feel i can live my life again.
Promo codes are never always cheaper..... isnt that right EuropCar?
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