Friday 4th May - What small DFW things will you do today??!

Sunshine22_2

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Good Morning all, and happy Star Wars Day, and hurrah for Friday and the bank holiday. With any luck it might even stop raining.

Off to work in minute:

* Check banks
* Open second envelope of the budget, very excited for my £20 Friday payday!!
* Drink lots of water!
* Try and drive sensibly
* No lunch in the house, have to forage for something cheap and edible looking at work
* Off to OHs tonight for the weekend and he feeds me all weekend so thats quite MSE (bless him)

That's about my lot, busy day so not much else I could fit in.

Hope you all have a lovely day

S x

kjp

Morning all!

Thanks for starting the thread Sunshine!

Today I will:
Check banks
Check CC
Check TCB
Check Ebay
Look into Isa to see how long it should take to transfer...
2lts water
Food from stores
NSD - failed yesterday after a bad night at college, came home via Coop with a bottle of wine and a bag of Minstrels!
SB clicks - only 17 points from next voucher, received £15 worth this morning!
Carshare to work
Try on shoes received yesterday to see if they make me taller than OH!
Work hard - motivation difficult this week!
Update calorie tracker
Babysit tonight - family though so no pennies, although do get free run of the kitchen!

That's my lot, must get ready for work now! Have a great day all!
Kxx

bt1

Morning!

Thanks for starting sunshine, may the fourth be with u! :P

So glad it's Friday! And another long weekend! Although I be spending most of it studying!

List for today:
- [STRIKE]check bank[/STRIKE]
- [STRIKE]check cc's[/STRIKE]
- [STRIKE]PAD, £2 to savings to pay off big cc [/STRIKE]
- [STRIKE]actually make that payment today! (£22!!) [/STRIKE]
- [STRIKE]lunch from home (mums homemade pastabake!)[/STRIKE]
- [STRIKE]drink 2l of water[/STRIKE]
- [STRIKE]stay in at lunch[/STRIKE]
- [STRIKE]watch a lecture a lunch[/STRIKE]
- 2 hours of lectures tonight
- look out for vanquis cheque (account was in credit when I closed it!)
- NSD no.3 ?

Have a good day everyone! X

Yargo1

Morning all
Well wanted to wash hair before work but up past 8 so that is not happening .. Oh well , will have to sort at lunch ...

Lunch and dinner from stores , check banks and chase up some monies owed

Have a good day all x

carrielovesfanta

Morning guys, I appear to still be alive (just). thanks to sunshine for starting today's thread.

OH made it all better by applying wine and cheese last night, with some wine left over for tonight (and choccy cake too ) - kjp, you were not the only one...

And oh yes, it's Friday!

So today:

Keep checking onepoll (have been at £39.95 for 3 days now :mad:)

Check online banking (£2.99 graze box payment has come out, nothing else to report. am expecting cc statements on Monday)

Charge phone in work (have actually remembered to bring it today!)

More overtime (have done 14 hours this month already :cool:)

Lunch from home, dinner from stores (bit of a cheat really as only went shopping this week so lots of food in) Going to have baked feta today.

Try to relax in order to a: work efficiently and b: be ready to do housework tomorrow.

Have a good day all

magni

Morning all:D

Today I will/have

-check banks
-pay cc
-LSD
-do a wash but it's raining so no line drying:eek:
-have washed car
-put dw on

I'm off for 10 days now so need to stay away from the shops:rotfl:

Have a great day xx

Wannabe01

Good morning everyone. It is a lovely sunny day here today and I can take the morning off.
Sunshine – Thanks for starting us off this morning

My list for today:
:)Check bank
:)All meals from stores
Catch up with emails
:)Daily clicks
:)Do work that is in for today
:)Spend some quality time with dd
:)Some research online to find cheap things to take dd to, as she hasn’t been interacting with other babies for a few months now so need to change that.
:)Surveys and one poll
:)Collect up washing and do full loads – hang outside
:)Have LSD, only oh who has to get fuel today.

I think that is everything that needs to be done today. Hope everyone has a good Friday.

ziggy2407

Good Morning All

Whats happening with the weather? It's cold and miserable here today but at least it's dry (for now anyway). Still got a really sore throat and miserable.

sunshine - thanks for starting us off, may the fourth be with you too :rotfl:

Hi to all the regulars and welcome to all the newbies.

Today I will:

Check Banks - Done
Check swapits - Done
Work (11.30-1.30) - Done
Keep up to date with surveys -
Keep on top of emails - Done
Update food tracker (35.5lb off) - in progress
Read -
Quick tidy round - Done
Ironing - Done
Collect Prescription - Done
Return Library Book - Done & collected another one I'd ordered (saving me a fortune in not buying books)
Wash bedding (& hopefully line dry) -

Wishing you all a great day, love you all.

C xx

brizzledfw

Hi everyone and Happy Star Wars Day..May the MSE Force be with you!!;)

Hope everyone is good and looking forward to a long weekend (and commiserations to those working whilst the rest of us sleep!)

Today I will:

- check banking and PADs
- check mortgage levels so I can update sig
- update on the POAMAYC challenge as a small amount received from A2azon sales
- reuse used wrapping paper for rest of DD1s presents! At this rate she will also get snowmen and holly on them but who cares!:rotfl:
-spendy day as going out for birthday tea but agreed with the restaurant will take a cake so no dessert needed;) (we will spend enough on everything else but every little helps)

Think thats it...

Brizzle

MummyDrusilla

Afternoon all,

Cheers sunshine

I've got a busy day ahead with prepping the house ready for visitors and getting tea underway in plenty of time. But I've been sidetracked by switching the computer on.....oops! My list for today:

- Check onepoll
- Check bank
- Post ebay items
- Update ebay
- Continue with the never ending laundry
- Pay £1 to the OD after DH hung the towels on the airer instead of using the tumble
- LSD - a trip to sainsburys this morning had 3 items on the shopping list (fruit, beef joint and gardener's world mag for the 2 for 1 card) and I didn't bother with the mag cos there weren't any participating gardens around us :T
- cloth nappies/wipes all day for DS
- cloth san pads for me (my 1st month using them and they're going brill so far!)
- superpoints clicks - no points for me for the last couple of days

Think that's it, apart from all the housework but that's not so MSE!

Have a happy friday all and enjoy your bank holiday

Candy0107

Afternoon all,

Thanks for starting the thread Sunshine

Today I have/will:
• Meals and snacks from stores
• Checked banking
• Renamed one of my accounts AAT fund
• Moved pennies to AAT fund
• Worked out budgets etc to find £1k I need to fund AAT studies in September
• Need to check AA rewards
• Charged mobile at work
• NSD today
• Keep my head down today – busy day
• Used railpass to get to and from work
• Read paper online and freebie paper
• Spend at least 1 hour on college work - would like to print off bits n bobs off the AAT website
• Need to check out survey sites
• Chill after work – giving myself tonight off

Will read through today’s comments and respond when I get home

Have a fab day

Candy xx