default notice removal

bassbassbass

Hi all,

I have received a copy of my credit file andgiven it to my mortgage broker and because there is a recent default on there,the lender he has gone to won’t accept me.



However the default has a last update date of Novemberlast year and I know for a fact that the default must have occurred well over 2years ago maybe 3 years. My question is, is it correct that they can put a morerecent date on it like that? Because it’s so recent it’s causing me problems.



Because I left the address it’s regeistered to Ihad no idea that they were going to register a default, otherwise i would havepaid it and cleared it, although its my fault i didn’t keep in contact i know.I lost track of my finances around 3 years ago and buried my head in the sandbut have been trying for a while now to get myself sorted.



Anybody have any experience of this and gettinga default removed. It’s for £350 with a payday loan company (i know i wish ihadn’t bothered!) . My mortgage broker has said if i can get it removed i standa much better chance of getting a mortgage.



Any advice would be gratefully received!