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Thursday 3rd May - What small DFW things will you do today??!

bt1
bt1 Posts: 443 Forumite
Eighth Anniversary Combo Breaker
edited 3 May 2012 at 7:55AM in Debt-free wannabe
When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!


Morning everyone,

Feeling a bit better today so just going to crack on and get on with it! :)

MUST study tonight as I keep getting distracted and not doing it!! :(

List for today:
- check bank
- check cc's
- PAD, £2 to big cc
- lunch from home
- 2l of water
- stay in a lunch so not tempted to spend!
- study tonight for 2 hours
- check onepoll throughout the day


X
«1

Comments

  • magni
    magni Posts: 651 Forumite
    Morning bt:D Thanks for starting the thread.

    Today I have/will

    -check banks
    -daily clicks
    -work from home during the day
    -go to Tesco and use the £10 off £80 voucher I got last week
    -do a wash
    -put dw on
    -overtime tonight:j

    Have a lovely day everyone xx
    100 Day Pot £13
    £2 coin saver #205 £40 banked and £22
    Weekly Spend
    June NSD 9/10 DFW Nerd 54
  • Yargo1
    Yargo1 Posts: 1,047 Forumite
    Debt-free and Proud!
    morning all.. still reading and lurking on here.. just not always posting..

    weather here in northampton is yuk. raining and cold.

    have checked banking, dinner will be from stores. lunch will be a sarnie out as want to go and get step daughter some jeans from my folks ready for her birthday monday.

    hope you are all ok x
    DEBT FREE - MARCH 2012 - NOW JUST THE MORTGAGE!
    MFW 2012 No.148:£1600 / £450.00
    Mortgage - 102,57.16
  • MummyDrusilla
    MummyDrusilla Posts: 176 Forumite
    Morning all,

    Woohoo, managed to get here before midday today lol!

    Today's tasks are:

    - Check online banking - no change
    - Onepoll - no surveys yet
    - Superpoints clicks (didn't get round to it last night)
    - Packed lunch at work (though I've already tucked into some of it - I'm sooo hungry right now!)
    - Make a jobs list for tomorrow in preparation for SIL to descend on us for the weekend
    - Vote on the way home
    - charge phone at work
    - free water from work

    Have a happy thursday everyone! :)
    Debt free in
    [STRIKE]July 2017 (January 2012)[/STRIKE]
    October 2016 (May 2012) :j
  • ziggy2407
    ziggy2407 Posts: 4,106 Forumite
    Part of the Furniture 1,000 Posts Photogenic Name Dropper
    edited 3 May 2012 at 9:23PM
    Good Morning All

    Whats happening with the weather? It's cold and miserable here today but at least it's dry (for now anyway). Still got a really sore throat and miserable.

    bt1 - thanks for starting us off

    Hi to all the regulars and welcome to all the newbies, this is a fab thread for support and motivation.

    Today I have:

    Check Banks - Done, not looking good
    Check swapits - Done
    Work (11.30-1.30) - Done
    Keep up to date with surveys -
    Keep on top of emails - Done
    Update food tracker (35.5lb off) - in progress
    Read - Off to bed now to read a few pages
    Quick tidy round - Done
    Ironing - Done

    Wishing you all a great day, love you all.

    C xx
    Goodreads 2025 Challenge :16/75
    Goodreads 2024 Challenge: 65/80
    Goodreads 2023 Challenge: 77/52


  • hi
    morning everyone

    today its freezing

    todays todo

    check bank
    top up petrol
    do menu planner for the next 7 days
    check budgets
    one week til payday
    go and vote
    clean the house looks ok hehe
    get ready for work joy xxx

    have a great day xxx
    debt total £71k AGE 47 TRY TO BE DEBT FREE BY 50
  • Candy0107
    Candy0107 Posts: 1,645 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker Name Dropper
    Afternoon all,

    Thanks for starting the thread bt1

    Thanks again for all the advice yesterday......decided to get over it....I’ll be polite if Brother ever speaks to me, send cards etc but no more

    Today I have/will:
    • Meals and snacks from stores
    • Checked banking
    • Need to move pennies to ISA
    • Need to check AA rewards
    • Charged mobile at work
    • NSD today
    • Keep my head down today – busy day
    • Used railpass to get to and from work
    • Read paper online and freebie paper
    • Spend at least 1 hour on college work - would like to print off bits n bobs off the AAT website but it’s down :o
    • Need to check out survey sites
    • Need to make a list of albums I would like and see how many of them I can get 2nd hand
    • Early night
    • Off to WW after work – my friend TOM is lurking in the shadows though :o

    Will read through today’s comments and respond when I get home

    Have a fab day

    Candy xx
    Debts at the start of my journey - about £23,000 lightbulb moment 01.03.2007 (1st payment to CCCS)..Debt Free Date 25.06.2013 Deposit savings £17,000/£30,000
  • carrielovesfanta
    carrielovesfanta Posts: 2,997 Forumite
    Part of the Furniture 1,000 Posts Name Dropper Photogenic
    Afternoon!

    Bit of a late one due to conferance call first thing at work. Got a bit told off afterwards too :(

    Lots to do, stressed grrr.

    Onepoll 5p off and no surveys yet.

    Just aiming to survive the day. Hope everyone else has a better one :)
    LBM 11/06/2010: DFD 30/04/2013
    Total repaid: £10,490.31
  • kjp
    kjp Posts: 428 Forumite
    100 Posts
    Hello everyone!

    Thanks BT for starting the thread this morning, I saw you here all on your lonesome at 8.30 this morning but never got round to posting!

    Today I have/will:
    Check banks
    Check CC
    Check TCB
    Check Ebay
    2lts water
    Food from stores - take cupasoup and travel mug for college
    NSD apart from petrol - have no change so vending machine cannot tempt me tonight!
    SB clicks
    Drive economically
    Email glasses company about why my glasses haven't turned up yet :mad:

    Try on shoes received yesterday to see if they make me taller than OH!
    Work hard - motivation difficult this week!
    Update calorie tracker
    Post test item

    Think that's my lot, hope everyone has a great rest of day!
    Kxx
    House Fund: £2,800/£20,000 - 14%
  • snailmail
    snailmail Posts: 131 Forumite
    I haven't posted on one of these threads before, but thought I'd give it a try!

    I will:
    • Check my bank tonight as the last DD should have gone out.
    • Round back account down and pay difference onto the cc
    • look after my friends animals as they've all gone on holiday!
    • defrost chicken to make a curry and freeze portions
    • make friend's rabbit some toilet roll toys as I feel guilty that he's not been out to play in this evil weather.
    • check swagbucks and slicethepie because i've neglected both
    • transfer money from pp to my account
    • pay for a driving lesson using left over spends from my friend's wedding so nothing extra comes out of my bank account
    • watch the ferrets play with each other
    • write!
    • sort out some healing crystals for my cousin as she's had a nasty car accident (only she was involved, but she's broken her leg)
    thats it for now!
    xx
    LBM: January 2012
    Debt Free as of 20th September 2012

    Savings: ISA:£14.74/IF:£3500ish)


  • headoutthesand
    headoutthesand Posts: 1,041 Forumite
    500 Posts
    Good evening all and what a glorious evening it is. Driving home from work and the temp gauge was saying 21!!!

    Well today I :

    • checked the banking (no change)
    • had a low spend day
    • collected money owed to me by family members
    • took back a library book that I thought was lost and paid a £7.40 fine for that and another that I still can't find
    • walked to the polling station with kids in their shorts and t-shirts since it was so warm
    •going to make a list for big shop tomorrow so I know what I really have to get
    Official DFW nerd no 551 - proud to be dealing with my debts
    Debts as of March 2014
    Nationwide - £5745, Overdraft - £350,
    Debts as of January 2015
    Nationwide - £4997, Overdraft - £0:j
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