We’d like to remind Forumites to please avoid political debate on the Forum.

This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.

📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!

appling for a mortgage in full and purchase on credit card

My mortgage broker is applying for a mortgage in full for me in the morning. He has already got me a mortgage in principal and my offer for the property has been accepted etc.Im sending my p60, pay slip, bank statements and credit card statement to him. The only thing that worries me about it is there are couple of purchase on my credit card that are from adult websites. They are on there descretly. The lender only wants p60 and pay slip. The broker wants the rest.

Is this a problem?

Comments

  • harvey115
    harvey115 Posts: 691 Forumite
    I think the lender would only be interested in your credit history i.e. that you pay back your loans and credits in time. I do not think the actual contents of your shopping would matter in this instance at all.

    Although I am not a mortgage advisor, I think it should not matter at all.
  • GMS
    GMS Posts: 5,392
    Part of the Furniture 1,000 Posts Name Dropper Combo Breaker
    Forumite
    Why are you sending a credit card statement? If it is for proof of address then use something else if you are concerned.
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a mortgage adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
This discussion has been closed.
★ ★ ★ Meet your Ambassadors

🚀 Getting Started

Hi new member!

Our Getting Started Guide will help you get the most out of the Forum

Categories

  • All Categories
  • 355.8K Banking & Borrowing
  • 254.9K Reduce Debt & Boost Income
  • 456.2K Spending & Discounts
  • 248.3K Work, Benefits & Business
  • 606K Mortgages, Homes & Bills
  • 179K Life & Family
  • 263.8K Travel & Transport
  • 1.5M Hobbies & Leisure
  • 16.2K Discuss & Feedback
  • 37.7K Read-Only Boards

Is this how you want to be seen?

We see you are using a default avatar. It takes only a few seconds to pick a picture.