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Credit File Questions
masonsmum
Posts: 855 Forumite
Hi everyone
I do not have any major issues with debt at the moment but did when I was younger and have worked hard to clear it all. However I obtained a copy of my credit file today and just have a couple of questions.
I had a CCJ issued against me in Dec 2006, I paid this in full in 2008, but it is still on my file so when will the disapear.
I also had a BOS loan in 2005 which I cleared and had no defaulted payments on however I was off work sick and claimed on PPI which covered 2 payment of the loan - the status of this loan is showing as Q for 3 months - and also when will this disappear from my file.
Thanks in advance for any help.
I do not have any major issues with debt at the moment but did when I was younger and have worked hard to clear it all. However I obtained a copy of my credit file today and just have a couple of questions.
I had a CCJ issued against me in Dec 2006, I paid this in full in 2008, but it is still on my file so when will the disapear.
I also had a BOS loan in 2005 which I cleared and had no defaulted payments on however I was off work sick and claimed on PPI which covered 2 payment of the loan - the status of this loan is showing as Q for 3 months - and also when will this disappear from my file.
Thanks in advance for any help.
0
Comments
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Your CCJ will clear 6 years after the judgement was issued regardless of whether you paid it or not :-)0
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When was the BOS loan settled? It will go from your report 6 years after this.
Q is a query, and does no harm to your report from what I have read on here.:beer:0 -
I cleared the loan in Aug 2006 so hopefully it will clear this year then?0
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