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Car Contract (PCP)

Hi

I have a PCP (lease contract) on my new car. This is for 42 months and 36 miles. I have a clause in the contract that I can hand the car back after half the payments have been made and walk away (I have done this with my last car)
My question is will doing this affect my credit rating etc... and stop me leasing another car?

Regards

Bob

Comments

  • peterg1965
    peterg1965 Posts: 2,166 Forumite
    Part of the Furniture 1,000 Posts Name Dropper
    Bob, why dont you call the credit company and ask. Alternately find out how much the car is worth and what the settlement figure is to see if yu still have some 'equity' in the car.
  • nomoneytoday
    nomoneytoday Posts: 4,871 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    Yes you can hand it back with no penalty or comeback :)
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