We’d like to remind Forumites to please avoid political debate on the Forum.
This is to keep it a safe and useful space for MoneySaving discussions. Threads that are – or become – political in nature may be removed in line with the Forum’s rules. Thank you for your understanding.
📨 Have you signed up to the Forum's new Email Digest yet? Get a selection of trending threads sent straight to your inbox daily, weekly or monthly!
The Forum now has a brand new text editor, adding a bunch of handy features to use when creating posts. Read more in our how-to guide
Want to become a Forum Ambassador? Visit the Community Noticeboard for details on how to apply
Getting Late Payment Strikes Removed From Credit File?
okie363
Posts: 28 Forumite
Basicly, i have 2 late payment strikes on my credit file.
One if from littlewoods, the payment was about a week late, i have no paid the whole outstanding balance and have a zero balance
the next is a orange contract i forgot i had, a month overdue according to equifax. i have now paid this up in full.
How do i go about getting these removed from my credit rating, as i said both balances are zero and i had never missed a payment until now.
I also have a couple of inactive bank accounts that i havent used in a few years, should i shut these accounts?
the rest of my credit file is clean
thanks!
One if from littlewoods, the payment was about a week late, i have no paid the whole outstanding balance and have a zero balance
the next is a orange contract i forgot i had, a month overdue according to equifax. i have now paid this up in full.
How do i go about getting these removed from my credit rating, as i said both balances are zero and i had never missed a payment until now.
I also have a couple of inactive bank accounts that i havent used in a few years, should i shut these accounts?
the rest of my credit file is clean
thanks!
0
Comments
-
You can't get them removed as they accurately describe what happened.0
This discussion has been closed.
Confirm your email address to Create Threads and Reply
Categories
- All Categories
- 353.9K Banking & Borrowing
- 254.3K Reduce Debt & Boost Income
- 455.2K Spending & Discounts
- 246.9K Work, Benefits & Business
- 603.5K Mortgages, Homes & Bills
- 178.3K Life & Family
- 261K Travel & Transport
- 1.5M Hobbies & Leisure
- 16.1K Discuss & Feedback
- 37.7K Read-Only Boards