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Remortgage for extra funds.

Hi,
I am looking for help & advice.
me & my husband currently live in a house (3bed detatched) curently valved at aprx £180k mortgage outstanding is £97k, we are currently coming up to the end of our 2 year term, we would like to borrow an extra £40k .
we have previously used a fiancial advisor who messed us around, but after looking around this is a minefield.

I would be very grateful for any help or advice.

many thanks

ginga

Comments

  • UK007BullDog
    UK007BullDog Posts: 2,607 Forumite
    Part of the Furniture 1,000 Posts Combo Breaker
    What are your earnings, each seperate?

    Any debts and amounts?

    Best is to see a mortgage broker who has access to the whole market.
  • herbiesjp
    herbiesjp Posts: 8,499 Forumite
    Also do you have any children and have you had any credit problems in the past?

    What is the extra £40k going to be used for?
    I am a Mortgage Adviser
    You should note that this site doesn't check my status as a Mortgage Adviser, so you need to take my word for it. This signature is here as I follow MSE's Mortgage Adviser Code of Conduct. Any posts on here are for information and discussion purposes only and shouldn't be seen as financial advice.
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