Tuesday 1st May - What small DFW things will you do today??!

bt1

When we start out on the DFW trail we do loads of "big stuff" that makes quite a difference to our situation. These include having our lightbulb moment, cutting up the credit cards and cancelling Sky and the gym.

But once we have done the bigger stuff, we often feel that we are not making the same amount of progress, when in fact the small steps are helping us form good financial habits and helping us get closer everyday to staying in control and becoming debt free, or staying debt free.

Examples could be hanging washing out instead of using the tumble dryer or leaving your purse/wallet at home to avoid the risk of spending.

So be proud of those small steps, they really are important!



Morning everyone! Happy May! Can't believe how quick this year is going!!!

Back at work today and didn't enjoy getting up this morning! Off out to a concert tonight (present) so I won't be able to study tonight... Starting to panic about exams no as I haven't done enough and only got a month to go!!

List for today:
- check bank done
- check cc's done
- PAD done
- lunch with work today so wil keep under £5! done, £5 exactly (updated spreadsheet)
- drink lots of water doneish
- sort out my lecture videos when I'm back home tonight
- call and reduce vanquis limit to £500 did better! Cancelled it



Thats about it! - hope you all have a good day!!

X

carrielovesfanta

Morning! Thanks for being the early bird bt.

I am totally cream crackered this morning. I was up until 1.30 helping OH proof read his assignment (it's spelt wouldn't, not would'nt )

And as I rightly suspected, I didn't do any batch cooking. Am glad it gave dnms a chuckle though

However, I did get a lovely big shop from Asda. £66.06 (a bad sign surely after the £1666 cc statement?!) Loads of foods in the house now so today:

Charge phone in work (it's going now)

Check onepoll (only 20p now!!!)

Loads more overtime (will try to leave by 7 tonight)

Lunch and dinner from stores (no excuse really!)

Check online banking. (am only expecting the £66.06 to come out.

Try to keep to my diet. It's not going well. Of course, dieting is ms because I'm eating less (at least in theory...:cool:)

Hope everyone has a good mse day :money:

determined_new_ms

Morning! carrie I had an awful night too - was up till 2.30 - I hate that when I have things on my mind my sleep goes! How I long for the carefree days of youth where I could sleep no matter what!

A lo o do at work today and need to take action to make sure it happens!!

Ok small things:
* check banking
* pay cc. Really must do this today before its too late!
* all meals from stores
* painting tonight
* check onepoll
* go for a run after work
* send off isa paperwork
* do some studying tonight

ok that'll do me! Happy Tuesday y'all x

La E piccy of the pup pls!

magni

Morning everyone, happy first of May:D

Today I have/will

- check banks
- do a wash
- meals from stores
- go to bed as just off nightshift and back on again tonight
- have a NSD for the reason above:T

starnac

Morning all

My list for today

LSD
All meals from stores
Check banks
Daily clicks
Find list for thank you cards
Embroider 1 pattern repeat on curtains (2to go)
Carry on with knitting
Alter trousers
Try not to put heating on

Hope all is well on this very wet and windy morning

Happy Tuesday everyone

Ladybird.

Morning all!

Late night here too, couldn't stop reading the second book in The Hunger Games series, got it finished in the end! Regretting it now as youngest was up at 5:30am *yawn*

Today I'm...

• [STRIKE]Trying to reach my first Amazon voucher on Swagbucks, only 79 SB left to go.[/STRIKE]
• [STRIKE]NSD[/STRIKE]
• [STRIKE]Heating off[/STRIKE]
• Baking daily loaf of bread.
• [STRIKE]All food from stores, nice chicken cous cous thing this evening with the last of our leftover Sunday roast.[/STRIKE]
• [[STRIKE]Check eBay[/STRIKE] Watchers on my weekend free listings but no bids yet!
• List an old fax machine on Gumtree, and a [STRIKE]double bed frame[/STRIKE]
• [STRIKE]Cleaning blitz on living room![/STRIKE] Done, but re-trashed by my children already!

Have a great day all!

Wannabe01

Good morning everyone, I am glad to say that we have gotten the sun back again today and my positive frame of mind is continuing.
Bt1- Thanks for starting us off this morning.

My list for today:
[STRIKE]Quick shower[/STRIKE]
[STRIKE]Catch up with emails[/STRIKE]
[STRIKE]Do work that is in for today[/STRIKE]
[STRIKE]Collect up washing and do full loads[/STRIKE]
[STRIKE]Take dd for a walk and collect ds from school[/STRIKE]
[STRIKE]Surveys and One Poll[/STRIKE]
[STRIKE]Look into available jobs[/STRIKE]
[STRIKE]Check Mr A receipt from yesterday[/STRIKE] £3.50 back in vouchers
[STRIKE]Some studying tonight[/STRIKE] Some done and will do a bit more after a short break and updating this psot.
[STRIKE]Update survey spreadsheet and claim anything due[/STRIKE] Nothing to claim at the moment.
[STRIKE]Attend school meeting[/STRIKE]
[STRIKE]All meals from stores[/STRIKE]

I think that is everything that I need to get done today. Hope everyone has a good Tuesday.

headoutthesand

Morning all, usually a lurker on this one but will post today to keep me going

Today I will:
Check online banking (been on it twice so far lol)
Not use TD for the washing that's in the machine just now
List some things on gumtree that aren't shifting on facebay
List some things on freecycle before asking for summit I need but can't get anywhere
Have a shower (been ill since Friday and I STINK!!!)
Look for library books that I've lost!

Happy May everyone

Karb

Morning everyone

1st of the month so lots of dd's gone out today.

Back home this evening

Today I have/will
Showered using hotel toiletries
Hotel breakfast
Checked online banking - transferred some money from savings account into current account
Free tea/coffee at work
Charge phones at work
Lunch on expenses
Small grocery shop tonight at Aldi
Dinner will be left over casserole from the freezer
Make sandwiches for work tomorrow

Have a great day everyone

Loubell83

Hi everyone!

I feel like I have already done quite a lot today!

Here is my list

Check banking (done!)
Clear Next balance(done!)
Drink water at work (must not buy diet coke - my weakness)
Send receipts for expenses to work
Eat food from my freezer for dinner
Do surveys - at £8.50 on Valued Opinions so almost there!
Update my MSE signature with my snowball technique I set up yesterday (already done, and I feel so good as I have a PLAN!)

Set up my virtual envelope app on phone for start of the month - this is my first day and I love the app. Fingers crossed it goes well!

Have a great day everyone, its dry up here in Scotland so hopefully this will spread down to you as opposed to the other way around!

brizzledfw

Hi everyone

Have not been posting here as regularly as I should but back with a short list today:

- make PADs and check banking as most of my direct debits go out today
-start making tea with one tea bag between 2 cups;) I make a lot of Y*orkshire tea, this should make a real difference!
- washing on low and then now drying on racks
-start my new spends spreaddie for May
- have a LSD..so far have only spent £6.52 on bread and pastries and nothing else scheduled

Have a good day everyone!

Brizzle