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Halifax mortgage exit fee moving house
calv76
Posts: 46 Forumite
Hi this is my first post. In 2007 we moved house and redone our mortgage with the Halifax of which it was previously with we lent more money and went back to 25 years I'm sure if we paid an exit fee to take out the new mortgage if I did would I be able to claim this back?:T
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Comments
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What makes you think you can claim it back?I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0
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After reading various post on this web site0
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After reading various post on this web site
There has been no ruling requiring lenders to refund ERCs or MEAFs. The only ruling was that they couldnt charge anymore than what they said on the mortgage offer of the last deal bought. If they did charge more than you can claim back the difference.
When you port a mortgage you dont normally pay any exit charges unless you change the deal and suffer an ERC. That is a choice you make and it is not reclaimable.I am an Independent Financial Adviser (IFA). The comments I make are just my opinion and are for discussion purposes only. They are not financial advice and you should not treat them as such. If you feel an area discussed may be relevant to you, then please seek advice from an Independent Financial Adviser local to you.0 -
Ok thanks will give them a call to check0
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