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UK mortgage with Irish Credit History
marathonic
Posts: 1,786 Forumite
If I apply for a mortgage with the Bank of Irelands Northern Ireland branch, can they check my records with their own company, but the Republic of Ireland branch?
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Comments
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Yes, the database will be accessible0
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Thanks for that. I thought there might have been some data protection laws preventing them from doing so.0
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marathonic wrote: »Thanks for that. I thought there might have been some data protection laws preventing them from doing so.
Data protection? The lender requires the protection.0 -
Thrugelmir wrote: »Data protection? The lender requires the protection.
I just assumed that Bank of Ireland (UK) and Bank of Ireland (Ireland) are regulated by two different authorities and, as such, are set up as two different companies.
Therefore, I thought it may be the case that the branches weren't legally allowed to share the information (although, if that were the case, I'm sure I'd be able to sign something to allow them to share the information).0
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