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DMP question

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  • theoretica
    theoretica Posts: 12,691 Forumite
    Part of the Furniture 10,000 Posts Name Dropper Photogenic
    If your sons are adults you could think about charging them keep- at least to cover the food they eat and utilities used - and their own mobile phones.

    If your tesco card is the one you are only paying £25 a month to it doesn't look to me as though doing a joint DMP would free up your cashflow any more than just your husband having a DMP- and you can always change your mind and start one later.
    But a banker, engaged at enormous expense,
    Had the whole of their cash in his care.
    Lewis Carroll
  • eyeopener2
    eyeopener2 Posts: 1,783 Forumite
    Part of the Furniture Combo Breaker Debt-free and Proud!
    The DMP will have an affect on any future mortgage your not going to get the best deals thats for sure. However I do know that people who have stayed with the same lender have had favourable deals.

    Does you husband realise the poker has to stop, he won't have the money anyway, and your full Sky package will be restricted to the basic (or even switch to Freeview)?

    Good luck, your doing the right thing just be prepared to start making sacrifices. It's worth it though, believe me.

    E2
    I'm Debt Free :j 2/09/2013
    Debt at LBM 30/04/2010 £24,109.38,
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