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The Marvellous May NSD Challenge
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oooh up to 14 nsds after a naff weekend! (no water since Friday night until this morning! :eek::eek::eek: - thank whoever or whatever you hold sacred for good neighbours and a quick turn around by Screwfix Direct!)Do not meddle in the affairs of Dragons, for thou art crunchy and good with catsup
NSD 15/20, OS WL 21-6 (4)C.R.A.P R.O.L.L.Z #44 Twisted Firestarter, VSP #57 - £39.43
Every Penny's a Prisoner
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Hello everybody! I'm declaring today as NSD 14 after a super spendy but totally lovely weekend away. I'm hoping to sneak in one more before the end of the month x0
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I know I'm melting but this takes the biscuit eh!! :eek: :rotfl:"If wishes were horses, then beggars would ride"
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I went downstairs to investigate, and found downstairs was like a sauna. A hot water pipe had fractured, and the kitchen was about 3-4 inches deep in water. The poor dog was almost having to swim, but fortunately the floor slopes slightly, and her bed is in the highest part, so she was still dry.
:eek: Awwwwwww - congrats on fixing it yourself tho' - I'd have had to call a plumber:o
Sounds like The Dragon could've used some of it up for you :rotfl:(sorry couldn't resist)The_Dragon wrote: »(no water since Friday night until this morning!
Well, has been lovely here today againbut a bit overcast now & the temp's dropped by about 10 deg :eek:.
Managed to get No 19 too!:)
Need your opinions on whether tomorrow can be a NSD or not ..... Maisie going in to be spayed:eek: (slightly freaking out atm:o:o) - cost is rather large *gulp* but money is coming out of dog & savings fund ..... will ponder overnight!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
NSD #19 today and 3rd target met!
One more for the bottle of Champagne Freeby - Just what's needed in fantastic weather like this :rotfl:
:beer:"Whether you think you can, or you think you can't -- you're right" - Henry Ford0 -
i am on day 6 of my 'pledge' of AF.--i feel better and i have lost 2lbs in weight.-No longer do i wake up regretting making nasty comments on here the next day!mfw'11 No68- 55k mortgage İO--little to nothing saved! i must do better.0
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At last, I think I have got it right :mad:
Here is the link to next months challenge
https://forums.moneysavingexpert.com/discussion/3985661
Feel free to add your June totals and I'll start the new list soon.
I was going for a Jubilee theme but you have no idea how hard it it to find 'royal' piccies. Must all be scared they'll get their heads chopped off or something :rotfl:Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Hi,
I've got #17 and also managed my second lot of 4-in-a-row.:)
Getting #18 might be tricky because of all the dds coming out soon.On the bright side,payday is not far off.
Hope you all have a good week!0 -
freebyfifty wrote: »Good Morning
Managed NSD #22 yesterday :T I do love a spend free weekend
My washing machine is groaning from all the work it's done this weekend though. If it wasn't nailed down, I washed it. The house feels lovely and fresh now though so it was worth it.
Have a brilliant Monday x x
Yep, that sounds like my weekend as well - though the washing basket seems to be filling up already at an alarming rate :eek: Boot camp was a little sticky today to say the least, still really humid here even though the forecast initally said the weather would break this evening.
I can happily declare the yesterday and today were NSD, which takes me to target of 14 NSD :j Target met! First time in what seems like ages I've managed it with days to spare to. Not going to raise the target any more, but should clock up another one tomorrow -fingers crossed.Feb 2015 NSD Challenge 8/12JAN NSD 11/16
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The Jubilant June NSD Challenge - Click herefreebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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