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The Marvellous May NSD Challenge
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butdoineedit? wrote: »rising from the ashes – well done for number 17!! :j:j
Hope your cracker wasn’t too soggy!!
:rotfl:Just couldn't face it (don't know why they go soggy in the fridge:p) so spent a whopping 40p on a plain roll from the canteen & brought it home as I still had some filling left.
Still - I think a total of 40p spend all week isn't too bad!;)
Beautiful here again *sigh* - long may it last!:)
Have a fabby weekend all:)
ETA - although I did have to break a £10 note for the 40p!
£2 coin & 50p jars have had a feed!!!!Grocery Challenge £211/£455 (01/01-31/03)
2016 Sell: £125/£250
£1,000 Emergency Fund Challenge #78 £3.96 / £1,000Vet Fund: £410.93 / £1,000
Debt free & determined to stay that way!0 -
NSD #17 and another 3 in a row."Whether you think you can, or you think you can't -- you're right" - Henry Ford0
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Evening all! Hope you're all enjoying the sun - I actually booked a 1/2 day off work today and spent a lovely afternoon doing booger all in the garden.
Well no more NSD for me to report (picked up some salad yesterday and looks like the pub garden might be calling us today) BUT I have completed week 6 of boot camp :j had the big measure up today, nothing off my arms or legs (but didn't really expect there to be, legs do seem more toned though) 1/2" off my chest and 4" off my waist :eek: I am sure the measuring tape must have been wonky, I really don't feel it can be that much, but she double checked it. Am sure i won't see that much come off in the next course or I'll be disappearing down the drains :rotfl: Right, better go - have a lovely evening all xFeb 2015 NSD Challenge 8/12JAN NSD 11/16
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NSD No 11 for me today - nearly there (fingers crossed)
Hope everyone has a fab weekend & doesn't get sunburnt!Small victories - sometimes they are all you can hope for but sometimes they are all you need - be kinder than necessary, for everyone you meet is fighting some kind of battle0 -
Good Morning,
It’s the weekend and the sun is shining.Not very often that happens.
Looks like just a small update this morning, everyone must be out and about in the sunshine.
Well done to everyone who captured another NSD
Frodobaggins - Hope you managed to stick with that NSD #13. :T Well done.:)
Jaffacakegal – Well done for NSD #13. :j You are doing really well.
ModestyB – An excellent NSD #9 in the bag for you.:T Well done.:)
Oodnood – NSD #17 for you. :j You are doing really really well. :T This NSD lark is addictive isn’t it?
Silvasava – A brilliant NSD #11 for you. :T Good Luck with those last few.:)
Slowlyfading – Well done for NSD #14.:T That’s brilliant.:)
And hello to
BDINI – Nothing wrong with an hour in the pub.Good luck with no spendy weekend, I’m hoping for one too.
Emsloves – Sounds like you are organised with your food for work now, can only mean you’ll soon be racking up more spend free days.
Karb – Your target has been increased to 15. :T Good Luck.
Kerri gt – You did really well at boot camp, 4” of your waist is an amazing number. :j Are you finished now or doing some more?
Rising – A 40p spend in a whole week is brilliant. :j :eek: To soggy crackers.Free by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Good Morning
No NSD for me yesterday as I got my weekly shop, BDINI - the supermarket wasn't too bad but there was very little salady stuff left - I wonder why that is. :rotfl:
Now I'm hoping to spend the entire weekend in the garden to make the most of summer before autumn arrives next week :mad:
Have a great Saturday x xFree by FiftyDebt of the Moment -August NSD Challenge 14/150 -
Good Morning folks,
Just popping in to declare NSD15 for yesterday:D
I hope everyone has a fantastic weekend and enjoys the sunshine:beer:If you've nothing decent to say, perhaps you shouldn't say anything.
£2 savings jar £300:D
Total credit card debts £1250:mad::mad::mad::mad::mad: - Will I ever learn!!0 -
Spent £2.50 on thursday and 75p yesterday (on half a portion of chips!) so no nsds to report yet.Grocery Challenge £114.22/ £1100
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morning all :hello:
freeby, LMH and BDINI got my 14th NSD thank you all xxx:A:A:A"If wishes were horses, then beggars would ride"
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freebyfifty wrote: »Hi lovely NSD gang:A
As you can see there is lots of activity on this challenge at the moment and it's difficult sometimes to see how many NSDs you're all declaring on posts.
Could I ask you to highlight your number of NSDs in a colour and in bold so that I can see them easily when I whizz through the posts - red would be best but I don't really mind as long as I can see the numbers easily.
Some helpful suggestions and ideas to follow below from our sponsor and godmother, BigMummaF :ANO SPEND CHALLENGE.
1. Have a good, long think about what YOU want to include in your Spend & Excluded categories.
Some of us count everything from Direct Debits & school expenses, while others do not include things like essential Bills or emergency medical costs. If you plan what is or is not a Spend for you now, it will help you decide on a realistic Target.
2. It is NOT a race!
We all have very different demands on our time & bank balance, so please do not think you have to buy everything on 1st January & make it last till 31st December! A few of us have been following this Challenge for a long...long...LONG time so have developed plans & ploys to help us along the way
3. Most important of all, WE..DO..NOT..FAIL!
Sometimes we can't quite reach our Target, but that is fineEveryone knows how Life will try to trip us up, & that is when you will find us here to help you back on to your feet.
OK, an idea of how some of us do things.
1. What you will or will not include as a 'Spend'.
Some people are doing other Challenges too, & don't include the money spent on those for this one.
Some will try to shop for other bits on the days their direct debits etc go out of their bank accounts; they're the real hard core of the bunch& have been l-o-n-g time Nsders so don't panic
Some won't count those annoying last minute demands from school & collections as you can't plan for them in advance, likewise emergency prescriptions or visits to the vet
Personally speaking & providing I don't buy anything else, I don't count parking for hospital appointments.(..but then I usually do my shopping because I'm already out :whistle:)
General thoughts on €bay sales is the buyer has paid P&P so no cost to you
2. It takes Time to reach mega-numbers!
The First suggestion is the first, because a bit of planning will work wonders on your road to your Target. Have a look at Solvent's (aka Spoon:rotfl:) first posts each month for a hefty list of other Threads that may be of help. For example, there's a few giving ideas for packed lunches so you can avoid standing in the queue at the bakers for 45mins of your lunch hour! A good incentive to tweak your healthy eating & the pounds you save will show in your bank balance AND your waistline
It helps to have various 'money pots' for the different costs that happen like Scouts, dinner money, yoga, window cleaner etc etc. The idea is you "spend" all that money in one hit by..:think:..let's say **putting the week's bus fares into the pretty coffee jar, Jo's tumble tots SIZE=2]Weds mornings[/SIZE in the cracked teapot & Ben's £1 coin for the gym locker SIZE=2]Friday lunch[/SIZE in the pocket of the changing bag, on Tuesdays every week when you've got some change from doing the food shop, so an already spendy day. At least four 'spending days' condensed into one(**mine's jam jars for windows, milkman & a bit towards the bills!)
3. Any day the money stays in your pocket is a bonus!
If you look at it as a day you beat the system, you can't help but :j so don't fret it--ENJOY! If nothing else in here, we do manage find something to make us smile
We have virtual outings to wonderful places that never cost us a bean :rotfl:New York, Edinburgh & Brighton have been a couple & Spoon usually pilots the Tardis but you can use your own transport; my personal favourite has been a sit-on lawn mower borrowed from the cricket clubThe only thing to be aware of is Hubert the donkey who is partial to anything remotely edible but is not yet house-trained
And Remember;
there are no silly questions, so don't be afraid to ask us anything!"If wishes were horses, then beggars would ride"
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