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Plymouthposer
Posts: 3 Newbie
Hi
I had an overdraft with RBOS which I ran satisfactorily. However they allowed an old business credit card debt which i had personally guaranteed to be taken from my personal overdraft putting me over my limit. They issued me with a notice for repayment which I could not do. The debt was given to Triton Credit. This was all in about 2007. I have virtually no original paperwork.
I made an arrangement with Triton which I adhered to and the debt was eventually settled by agreement in 2010. Despite my paying regularly during this time, when I looked at my credit report, Triton have said I defaulted the month before I settled! This is in 2010.
I have written to both RBOS and Triton but they have both ignored my letters. What can I do?
I need to apply for a mortgage and so really need to get this sorted.
I had an overdraft with RBOS which I ran satisfactorily. However they allowed an old business credit card debt which i had personally guaranteed to be taken from my personal overdraft putting me over my limit. They issued me with a notice for repayment which I could not do. The debt was given to Triton Credit. This was all in about 2007. I have virtually no original paperwork.
I made an arrangement with Triton which I adhered to and the debt was eventually settled by agreement in 2010. Despite my paying regularly during this time, when I looked at my credit report, Triton have said I defaulted the month before I settled! This is in 2010.
I have written to both RBOS and Triton but they have both ignored my letters. What can I do?
I need to apply for a mortgage and so really need to get this sorted.
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