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Contributions from my previous employment
cooldad_2
Posts: 19 Forumite
About 5 years ago I left my previous employer who I was with for 6 years. During that period I contributed a percentage of my salary and my employer did likewise to a pension providor. I think it's called a purchase pension or something like that. When I started with my new employer a year later, I entered into the same scheme.
This pension providor is quite a small company, so as I'm now 58, I though I would check to see how much I would be getting when I'm 65. Although I have been receiving regular annual statements from them, I asked them to provide me with a breakdown of how much contributions were paid in total since I started with them 10 years ago. I was rather taken aback when I received copies of the contributions all written by hand on what seemed to be on scraps of paper. When I got in touch with the company, they told me that, that was the way the accountant used to record the contributions, but he died 2 years ago and now everything is computerised. However, they assured me that all the contributions were fully noterised and was accurate.
So I got in touch with my previous employer to get a breakdown of contributions during my employment with them and their reply was that they are not obliged to give me this information and I should look at my previous pay slips (which I no longer have) or look at the annual staments sent by my pension providor.
Can I insist that my previous employer provides me with the information I asked for so that I can verify that the statements I received from my pension providor corresponds with the contributions made by me and my previous employer?
P.S. I'm not very good with accounts.
This pension providor is quite a small company, so as I'm now 58, I though I would check to see how much I would be getting when I'm 65. Although I have been receiving regular annual statements from them, I asked them to provide me with a breakdown of how much contributions were paid in total since I started with them 10 years ago. I was rather taken aback when I received copies of the contributions all written by hand on what seemed to be on scraps of paper. When I got in touch with the company, they told me that, that was the way the accountant used to record the contributions, but he died 2 years ago and now everything is computerised. However, they assured me that all the contributions were fully noterised and was accurate.
So I got in touch with my previous employer to get a breakdown of contributions during my employment with them and their reply was that they are not obliged to give me this information and I should look at my previous pay slips (which I no longer have) or look at the annual staments sent by my pension providor.
Can I insist that my previous employer provides me with the information I asked for so that I can verify that the statements I received from my pension providor corresponds with the contributions made by me and my previous employer?
P.S. I'm not very good with accounts.
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Comments
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The old employer probably doesn't have the records any more.
Is there any reason for thinking there may have been errors at the pension provider? Presumably a similar amount was invested every month and this should be clear on the annual statement?Trying to keep it simple...
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